Upstart · 5 hours ago
Software Engineer, Merchandising
United States
Full-time
Remote
Mid Level
$142K/yr - $197K/yr
3+ years expUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As a Software Engineer on the Merchandising team, you will be responsible for implementing new product functionality, creating and running experiments, and addressing technical issues to enhance user engagement with Upstart's offerings.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Build product features that encourage users to engage with our offerings more frequently and consistently
Contribute to full-stack tasks. Ship front-end work in React/Next.js and backend endpoints, ensuring your code is tested, documented, and reviewed
Resolve bugs and production issues. Learn to debug common issues in your feature space, follow runbooks, and participate in on-call rotations with mentorship
Drive small enhancements. Identify opportunities to improve code quality or developer workflows (e.g., add tests, improve logging) and propose changes
Communicate effectively. Ask clarifying questions, share progress in stand-ups, and solicit feedback in design and code reviews
Qualification
Required
Bachelor's degree in Computer Science, Engineering, or related field (or equivalent practical experience)
3+ years of professional software development experience
Familiarity in at least one backend language (Kotlin, Java, or Ruby)
Familiarity with modern JavaScript frameworks such as React/Next.js & Frontend development
Familiarity with SQL databases and domain modeling
Strong communication skills and ability to represent technical work in cross-functional settings
Preferred
Internship or bootcamp experience at a software company, demonstrating end-to-end project contributions
Exposure to cloud-native environments (AWS) and messaging systems (Kafka)
Basic understanding of API design and microservices principles
Familiarity with automated testing frameworks and continuous integration workflows
Interest in platform engineering and passion for building internal tools and libraries
Demonstrated ownership of small-scale projects, from requirement gathering through to deployment and monitoring
Benefits
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (48)
2024 (70)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
2025-12-17
The Motley Fool
2025-12-12
The Motley Fool
2025-12-05
Company data provided by crunchbase