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Achieve · 1 month ago

Principal Product Manager - Lead Qualification and Decisioning Platform

San Mateo, CA

Full-time

Hybrid

Lead/Staff

$170K/yr - $210K/yr

10+ years exp

Achieve is a leading digital personal finance company that provides innovative financial solutions to help people thrive. As the Principal Product Manager, you will own the strategy and execution of the lead qualification and decisioning engine, partnering with various teams to enhance decision automation and improve customer experience.

Financial Services

H1B Sponsor Likely

Responsibilities

Define & own the long-term vision and multi-year roadmap for Achieve’s Decisioning Platform, that spans across rules engines, ML decision models, data integrations, model deployment & orchestration

Partner closely with the engineering team and platform leadership to align on technical strategy, prioritize initiatives, and provide guidance on business use cases—translating customer needs into scalable and high-impact enterprise solutions while fostering a collaborative, high-performing partnership

Drive platform improvements to increase resiliency, reduce latency, improve versioning & observability, strengthen governance, and enhance UX for internal users

Build and maintain core enterprise integrations with credit bureaus, lending partners, and other critical 3rd party data verification providers (income, employment, fraud, etc.)

Enable self-service strategy configuration so product and risk teams can configure, test, and deploy decision models & appropriate strategies safely and quickly to power eligibility, offer optimization, pricing and other decision logic

Enhance lead qualification workflows and routing logic to improve real-time decision accuracy, offer qualification rates, lead transfers, and enrollments

Define & track platform KPIs to assess decision accuracy, model deployment time, decision cycle time, model quality, and operational efficiency

Drive cross-functional alignment across credit, marketing, operations, compliance and emerging business lines to ensure the platform meets enterprise needs

Influence engineering architecture & data model design to ensure scalability, reliability, security, and compliance with data and model governance standards

Provide thought leadership through identifying opportunities where decisioning, automation, and ML can unlock superior customer outcomes, operational efficiency, and vastly improve business performance

Qualification

Product managementDecisioning systemsCredit/underwriting platformsRisk modelingData governanceML-driven productsA/B testingFinancial services experienceCollaboration with engineering teamsPCI complianceData security best practicesCommunicationStorytelling skills

Required

10+ years of product management experience, with deep expertise in decisioning systems, credit/underwriting platforms, rules engines, or ML-driven products

Demonstrated success delivering enterprise-scale platform capabilities, ideally in a high-growth or multi-product environment

Familiarity with PCI compliance, tokenization and data security best practices

Strong understanding of risk modeling, decision trees, model lifecycle, experimentation (A/B testing), and data governance

Proven success partnering with strong engineering & data teams to ship high-impact platform capabilities

Excellent communication and storytelling skills—able to simplify complexity and influence key stakeholders & executives

Preferred

Financial services or fintech experience strongly preferred

Benefits

401 (k) with employer match

Medical, dental, and vision with HSA and FSA options

Competitive vacation and sick time off, as well as dedicated volunteer days

Access to wellness support through Employee Assistance Program, physical and mental health wellness programs

Pet care discounts for your furry family members

Financial support in times of hardship with our Achieve Care Fund

A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups

Company

Achieve

Glassdoor3.4

Achieve is the leader in digital personal finance, built to help everyday people thrive.

Founded in 2002

Tempe, Arizona, US

1001-5000 employees

https://www.achieve.com

H1B Sponsorship

Achieve has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (13)

2024 (8)

2023 (6)

2022 (18)

2021 (12)