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First Financial Bank Texas · 8 hours ago

Mortgage Loan Officer

Southeast Hidalgo, TX

Full-time

Onsite

Entry, Mid Level

2+ years exp

First Financial Bank Texas is seeking a Mortgage Loan Officer to join their dynamic team. The role involves providing secondary market mortgage loans to consumers and maintaining relationships with various stakeholders to ensure competitive products that meet customer needs.

BankingCreditFinancial Services

Responsibilities

Proactively solicits new prospects for residential mortgage secondary market loans through contacts and referrals with Bank customers, real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities

Conducts interviews with prospective borrowers in order to analyze financial and credit data to determine customer financing objectives

Advises customers of product/pricing policies and guidelines and gathers any additional required information

Continually identifies, develops and maintains a quality network of personal and business relationships that serves as a recurring source of referrals for new mortgage lending opportunities

Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements

Demonstrates a commitment to professional ethics

Participates in job specific training and other various bank training programs as required

Complies with all Federal and State Laws and Regulations including BSA, AML and all bank policies and procedures

Other duties as assigned

Actively participate in the sales and service culture, support the values of the organization and follow established Bank policies and procedures

Qualification

Mortgage lending knowledgeRegulatory complianceReal estate experienceSales experienceMicrosoft Office proficiencyProfessional demeanorEffective communicationInterpersonal skills

Required

High school diploma or equivalent

Two years of mortgage loan experience, and one year of real estate/sales experience are required

Bachelor's Degree with specialization in real estate or finance may substitute in lieu of experience

Working knowledge of mortgage lending and laws/regulations procedures is necessary

Must be familiar with FNMA, FHLMC, FHA, and VA regulations and guidelines as well and other loan programs offered

Proficiency in Microsoft Word, Excel, and related computer applications is also required

Incumbent must be able to work with limited supervision

Professional demeanor as well as effective oral communication and interpersonal skills are essential

Company

First Financial Bank Texas

First Financial Bankshares, Inc. is recognized as one of the nation's most financially secure banking institutions, with assets totaling $14.3 billion.

Founded in 1890

Abilene, Texas, USA

1001-5000 employees