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Rabobank · 20 hours ago

VP - Senior Financial Analyst II

Bakersfield, CA

Full-time

Hybrid

Mid, Senior Level

$110K/yr - $145K/yr

7+ years exp

Rabobank is a global financial services leader focused on agriculture and building relationships. The Senior Financial Analyst II will analyze clients' credit worthiness, manage a dedicated portfolio, and support the customer relationship team in delivering tailored financial solutions.

BankingFinanceFinancial ServicesWealth Management

Work & Life Balance

No H1B

Responsibilities

Analyze & assess the (potential) client’s credit & operational risk using multiple sources of information (e.g., customer’s credit and operating risks, current and historical financial statements, cash flows, tax returns, and financial trend analyses)

Accompany Relationship Managers (RMs), when requested, on customer farm visits/evaluations

Contribute to a full understanding of the client’s business

Recommend the structure of credit products based on company policies through thorough analysis

Assist the RMs in all aspects of managing their portfolio

Work effectively within the Customer Team (e.g., Credit Officer, RM, and Customer Relationship Specialist) to meet customer expectations

Execute various (financial/administrative) servicing activities (e.g., partial release, modifications, assumptions)

Monitor loan compliance (e.g., covenant compliance, delinquencies)

Assist in the analysis and preparation of annual reviews and loan strategy reports

Discuss and propose solutions on how to serve clients optimally

Support RM(s) in growing their portfolios

Stay abreast of relevant developments in the market

Manage & liaise with all stakeholders of the Team (e.g. CRT, Loan Support, Credit Dept., and Client) with respect to loan compliance, loan servicing and the support process

Assist with other duties & tasks assigned by manager

Qualification

Agricultural credit knowledgeCredit analysisFinancial statement analysisWritten communicationOral communicationStakeholder managementTeam collaboration

Required

Bachelor's Degree

7+ years of relevant experience

Knowledge of short and long term agricultural credit

Skilled in written and oral communication

Ability to travel regionally, up to 15%

Legally authorized to work in the United States on a full-time basis. Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position