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Texas First Bank · 1 month ago

Real Estate Loan Processor

Texas City , TX

Full-time

Onsite

Entry Level

2+ years exp

Texas First Bank is a fast-growing community bank with 27 locations across Southeast Texas. The Loan Processor will primarily handle real estate loans, prepare disclosures and loan documents, and coordinate loan closing in a fast-paced department.

BankingFinancial Services

Responsibilities

Review credit applications and credit reports for accuracy and compliance concerning bank regulations

Prepare early disclosures that Federal regulators require

Responsible for ordering title searches, appraisals/evaluations, and surveys from third-party vendors

Prepare documentation for all new Real Estate loans, including modifications and extensions, utilizing the Bank’s internal software (FLO) and the Bank’s Attorneys

Record loans on the Bank’s system and prepare general ledger tickets for funding

Review credit approval packages for accuracy to ensure compliance with Bank policy, procedures, and guidelines

Communicate any deficiencies or exceptions to Production Officers and/or Lending Assistants and assist with the corrections

Primary contact for loan documentation-related questions for all internal personnel

Verify all insurance coverage before closings

Coordinate closings with Title Company

Provide pay-off statements as needed

Responsible for requesting the release of liens from Bank Attorneys as needed

Image and track customers’ financial information

Preparation of HMDA packages when required

Stay abreast of changes in Bank procedures and policies and bank regulations

Qualification

Real Estate loan processingSalesforceMicrosoft OfficeMulti-tasking skillsPrioritizing skillsDecision-making skillsOrganizational skillsAttention to detail