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Beal Bank USA · 3 hours ago

Financial Risk Analyst

Plano, TX

Full-time

Onsite

Entry, Mid Level

2+ years exp

Beal Bank USA is focused on enhancing its risk management framework, and they are seeking a Financial Risk Analyst to play a key role in this effort. The analyst will be responsible for quantitative risk oversight, model validation, and supporting enterprise risk management processes.

BankingCommercialFinanceFinancial ServicesReal Estate InvestmentRetirement

Responsibilities

Lead the enhancement of quantitative risk measurement frameworks across credit, market, liquidity, and capital risk stripes

Maintain and upgrade analytical tools and dashboards for monitoring Risk Appetite Metrics, Key Risk Indicators (KRIs), Key Performance Indicators (KPIs) and emerging risk trends

Collaborate with business units to quantify exposures, forecast potential losses and assess the effectiveness of risk mitigation programs

Perform independent validation of models used for pricing, capital, liquidity and operational risk

Apply robust statistical and econometric techniques to test model performance, including benchmarking, back-testing and sensitivity analysis

Review model documentation for completeness, accuracy and compliance with internal standards and regulatory guidance

Identify model weaknesses, limitations and data quality concerns, proposing remediation actions to stakeholders

Support periodic performance monitoring to ensure models remain fit for purpose and aligned with business needs

Support the enhancement of the ERM framework, risk appetite statements and governance processes

Prepare and deliver risk analysis reports for senior management, risk committees and regulatory reviews

Qualification

Financial risk analysisModel validationStatistical methodsPythonSQLMicrosoft ExcelCommunication skillsAttention to detailCritical thinkingProblem-solving

Required

2 to 3 years of experience in financial risk analysis, model validation, or enterprise risk management within the financial services or related industry

Familiarity with regulatory requirements and best practices in model risk management

Bachelor's degree in Mathematics, Statistics, Finance, Economics, Engineering or a related quantitative discipline required

Strong analytical and quantitative skills with a deep understanding of statistical methods, data analysis and forecasting techniques

Advanced proficiency in Microsoft Excel, Power BI and other reporting tools

Excellent written and verbal communication skills, with the ability to translate technical findings into actionable insights for non-technical audiences

Strong attention to detail, critical thinking and problem-solving ability

Ability to manage multiple priorities in a dynamic, fast-paced environment

Preferred

Master's degree (or equivalent) preferred

Proficiency in Python, R, SAS, SQL or similar statistical tools for data manipulation and model analysis preferred

Benefits

Medical, dental and vision coverage

401K with company match

11 paid holidays

Accrue up to 17 vacation/sick days per year in your first year on a pro rata basis

Applicant may be eligible for annual discretionary bonus

Company

Beal Bank USA

Founded in 1988, the Beal Bank family of companies is headquartered in Plano, TX (near Dallas) and comprises one of the largest private financial institutions in the U.S.

Founded in 1988

Plano, Texas, USA

201-500 employees