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Above Lending · 8 hours ago

Business Analyst - Credit

Chicago, IL

Full-time

Hybrid

Mid Level

$80K/yr - $110K/yr

3+ years exp

Above Lending is a next-generation financial services company focused on simplifying the lending process. The Business Analyst will support the organization by delivering performance insights, driving execution on strategic initiatives, and enhancing the overall lending strategy.

CreditFinanceFinancial ServicesLendingPersonal Finance

Responsibilities

Proactively identifying and leading end-to-end initiatives focused on process improvements, and enhancing the customer experience—from initial assessment through to execution and measurable impact

Analyze credit and originations performance, surfacing trends and measuring the impact of business initiatives on risk, funnel efficiency, and customer acquisition

Build analytics that track progress towards company KPIs and drivers of performance that are critical to achieving originations and credit goals

Partner with Product, Operations, and Data teams to develop impactful solutions that align with business objectives

Collaborate with model development teams to support deployment, monitoring, and backtesting of credit and underwriting models

Monitor dashboards to track performance and deliver actionable insights on key metrics and KPIs

Identify and investigate early warning signs of credit deterioration or operational inefficiencies

Present findings and recommendations to non-technical stakeholders, including Senior Leadership, to influence decision-making

Qualification

Business analyticsCredit riskSQLExcelPythonData interpretationOrganizational skillsStrategic thinkingProblem-solving

Required

A proactive mindset and desire to dig into both strategic and tactical challenges to drive measurable impact

Bachelor's or Master's degree in Finance, Economics, Statistics, Business, Engineering, or a related analytical field

3+ years of experience in business analytics, credit risk, or management consulting; preferably within consumer lending, fintech, or startup environments

Strong SQL skills required; proficiency in Excel

Working knowledge of Python or R is a plus

Ability to interpret complex data and communicate insights clearly to cross-functional partners

Detail-oriented with excellent organizational skills and the ability to manage multiple projects in a fast-paced environment