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M&T Bank · 1 day ago

Commercial Credit Analyst, Equipment Finance

Irvine, CA

Full-time

Onsite

Entry, Mid Level

$33.96/hr - $56.60/hr

2+ years exp

M&T Bank is a financial institution that evaluates and determines the credit risks of lower dollar amount equipment finance customers. The Commercial Credit Analyst will review and analyze credit and financial information, make decisions on loan and lease requests, and develop credit analyses to assist lenders in making lending decisions.

Financial Services

H1B Sponsor Likely

Hiring Manager

Meredith Toman PHR

Responsibilities

Review and analyze all pertinent credit and financial information for MTEFC customers seeking equipment finance loans and leases

Make decisions on loan and lease requests within assigned authority

Determine the need for more thorough investigation or additional information from Sales or the customer

Based on analyses, prepare summary, present facts, and offer opinions concerning creditworthiness of the customer following prescribed procedures

Assign an overall risk rating to the credit request

Assist in monitoring compliance to credit policy; comment on risks associated with non-compliance and inform management

Develop credit analyses for use by lenders in making lending decisions on new credit approvals and renewals

Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite

Identify risk-related issues needing escalation to management

Promote an environment that supports belonging and reflects the M&T Bank brand

Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable

Complete other related duties as assigned

Qualification

Credit risk analysisFinancial statement analysisAnalytical skillsCollateral valuationCash flow analysisProficiency with softwareVerbal communicationWritten communication

Required

Bachelor's degree and a minimum of 2 years' relevant work experience, or in lieu of a degree, a combined minimum of 6 years' higher education and/or work experience, including a minimum of 2 years' relevant work experience

Proficiency with personal computers as well as pertinent software programs

Preferred

Proven verbal and written communication skills

Strong analytical skills

Company

M&T Bank

Glassdoor3.6

Great companies have an enduring sense of purpose.

Founded in 1856

Buffalo, New York, US

10001+ employees

http://www.mtb.com

H1B Sponsorship

M&T Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2025 (116)

2024 (113)

2023 (84)

2022 (103)

2021 (42)