Upstart · 12 hours ago
Senior Engineering Manager, Home Lending
Upstart is a leading AI lending marketplace dedicated to reducing the cost and complexity of borrowing for all Americans. The Senior Engineering Manager will lead the Home Lending team, focusing on building a new consumer-facing team to expand the customer base and improve borrower experiences.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Lead, coach, and develop a high-performing engineering team focused on providing high quality solutions and incrementally enhance systems with each pull request
Foster a collaborative and inclusive team culture that promotes innovation, continuous learning, and excellence
Oversee the design, development, and implementation of cross functional projects which drive business outcomes
Ensure the reliability, performance, and scalability of customer facing products, leveraging best practices in software engineering
Collaborate with architecture and infrastructure teams to ensure alignment with broader engineering goals
Partner with general manager, product manager, product designer, engineering leaders across Upstart, legal, operations, analytics, and compliance teams to gather requirements and ensure solutions meet business needs and regulatory standards
Communicate effectively with stakeholders to keep them informed of project status, risks, and opportunities
Manage project timelines and resources to deliver high-quality product solutions on time
Implement frameworks to ensure efficient project execution and continuous delivery
Qualification
Required
Bachelor's degree in Computer Science, Engineering, or a related field
8+ years of experience in software engineering, with at least 3 years on product-focused engineering teams
3+ years of management experience
Strong proficiency in any programming language
Experience with delivering full stack solutions to customers
Familiarity with cloud platforms (AWS, Azure, or Google Cloud) and microservices architecture
Excellent leadership and people management skills, with a track record of building and leading successful engineering teams
Strong problem-solving skills and the ability to make data-driven decisions
Exceptional communication and interpersonal skills, with the ability to engage effectively with technical and non-technical stakeholders
Experience with agile development methodologies and project management tools like Jira
Ability to work in a fast-paced environment and manage multiple priorities simultaneously
Commitment to continuous learning and staying updated with the latest industry trends
Benefits
Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
Health Savings Account contributions from Upstart for eligible plans
Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
Paid time off, sick and safe time, and company holidays
Paid family and parental leave to support caregiving and major life moments
Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Recent News
The Motley Fool
2026-01-23
Business Wire
2026-01-22
The Motley Fool
2026-01-03
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