Bell Bank · 1 month ago
Mortgage Closer
Bell Bank is a financial institution focused on delivering exceptional service. The Mortgage Closer is responsible for preparing, reviewing, and finalizing mortgage loan closing packages to ensure accuracy, compliance, and timely funding.
BankingFinanceFinancial Services
Responsibilities
Prepare and disclose the initial Closing Disclosure to customers in accordance with TRID regulations
Manage and maintain a pipeline of 50+ loans during peak periods
Accurately prepare closing documents following agency, investor and state/federal guidelines
Coordinate with internal partners and title closers to ensure timely and accurate delivery of final Closing Disclosure and loan documents
Verify that all underwriting conditions are satisfied prior to closing
Balance funding wires with title closers to ensure accurate disbursement
Manage and complete files in the pipeline according to company policy
Review and validate closing documents by verifying and entering required information
Maintain a positive and collaborative approach to improve department operations and contribute to team success
Qualification
Required
High school diploma or GED required
2-3 years of experience in mortgage closing
Experience with Encompass or similar mortgage software required
Familiarity with RESPA, TILA, Fair Lending, and state laws
Knowledge of FNMA, FHLMC, FHA and VA guidelines
Strong written and verbal communication skills
Detail-oriented with a strong emphasis on accuracy and compliance
Excellent interpersonal skills and commitment to delivering a positive borrower experience
Ability to work in a fast-paced environment while maintaining composure and accuracy
Preferred
associate or bachelor's degree
Company
Bell Bank
People matter at Bell Bank – and it shows in how our team members treat each other, our customers and those around us.
Funding
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