Mortgage Closer jobs in United States
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Bell Bank · 1 month ago

Mortgage Closer

Bell Bank is a financial institution focused on delivering exceptional service. The Mortgage Closer is responsible for preparing, reviewing, and finalizing mortgage loan closing packages to ensure accuracy, compliance, and timely funding.

BankingFinanceFinancial Services

Responsibilities

Prepare and disclose the initial Closing Disclosure to customers in accordance with TRID regulations
Manage and maintain a pipeline of 50+ loans during peak periods
Accurately prepare closing documents following agency, investor and state/federal guidelines
Coordinate with internal partners and title closers to ensure timely and accurate delivery of final Closing Disclosure and loan documents
Verify that all underwriting conditions are satisfied prior to closing
Balance funding wires with title closers to ensure accurate disbursement
Manage and complete files in the pipeline according to company policy
Review and validate closing documents by verifying and entering required information
Maintain a positive and collaborative approach to improve department operations and contribute to team success

Qualification

Mortgage closing experienceEncompass softwareRESPA knowledgeTILA knowledgeFair Lending knowledgeFNMA guidelinesFHLMC guidelinesFHA guidelinesVA guidelinesCommunication skillsDetail-orientedInterpersonal skillsWork under pressure

Required

High school diploma or GED required
2-3 years of experience in mortgage closing
Experience with Encompass or similar mortgage software required
Familiarity with RESPA, TILA, Fair Lending, and state laws
Knowledge of FNMA, FHLMC, FHA and VA guidelines
Strong written and verbal communication skills
Detail-oriented with a strong emphasis on accuracy and compliance
Excellent interpersonal skills and commitment to delivering a positive borrower experience
Ability to work in a fast-paced environment while maintaining composure and accuracy

Preferred

associate or bachelor's degree

Company

Bell Bank

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People matter at Bell Bank – and it shows in how our team members treat each other, our customers and those around us.

Funding

Current Stage
Late Stage

Leadership Team

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Brooke Borrell
SVP/Marketing, Communications & Partnerships
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Zac Wanzek, CFA, CPA
SVP | Deputy Chief Investment Officer
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Company data provided by crunchbase