Cornerstone Capital Bank · 2 months ago
Mortgage Branch Mgr 2
Cornerstone Capital Bank is focused on directing sales and business development to ensure overall profitability. The Mortgage Branch Manager is responsible for employee development, loan origination, and maintaining compliance while leading a team to achieve operational objectives.
Financial Services
Responsibilities
Recruit, hire and train top talent in the market
Provide motivation and support to achieve maximum production levels
Establish and control budget and income goals within company guidelines
Ensure goals and performance standards are met and communicated within the team
Monitor the quality of loans originated and ensure all loans adhere to compliance regulations with federal , state, regulatory and company policy and procedures
Coach, motivate, train, lead, and conduct performance evaluations
Conduct meetings and presentations with referral relationships
Personally Originate Loans
Take customer loan applications, which includes collecting asset/income information
Analyze customer financial information to determine customer qualification for various loans
Act as a mortgage loan advisor to customer base and discuss available options and products
Monitor and manage work flow to ensure timely closings
Define and manage customer expectations of the loan process
Maintain product knowledge and stay up-to-date on changes to market conditions
Negotiate rates and terms
Establish and maintain relationships with referral sources and respond to and follow up on leads
Market, service, and promote the Company’s loan products
Qualification
Required
Responsible for the overall profitability by directing sales and business development
Ensures that the center achieves its goals and meets operational objectives
Management and leadership duties include employee development, ongoing coaching and performance management
Prepares for the continued growth of the center recruiting top talent in the market
Assist consumers in obtaining or applying to obtain a residential mortgage loan
Taking residential mortgage loan applications and offering or negotiating terms
Has two or more full-time direct reports
Recruit, hire and train top talent in the market
Provide motivation and support to achieve maximum production levels
Establish and control budget and income goals within company guidelines
Ensure goals and performance standards are met and communicated within the team
Monitor the quality of loans originated and ensure all loans adhere to compliance regulations with federal, state, regulatory and company policy and procedures
Coach, motivate, train, lead, and conduct performance evaluations
Conduct meetings and presentations with referral relationships
Personally Originate Loans
Take customer loan applications, which includes collecting asset/income information
Analyze customer financial information to determine customer qualification for various loans
Act as a mortgage loan advisor to customer base and discuss available options and products
Monitor and manage work flow to ensure timely closings
Define and manage customer expectations of the loan process
Maintain product knowledge and stay up-to-date on changes to market conditions
Negotiate rates and terms
Establish and maintain relationships with referral sources and respond to and follow up on leads
Market, service, and promote the Company's loan products
Company
Cornerstone Capital Bank
We are a team of dynamic, enthusiastic, and service-oriented individuals who want to make banking and mortgages easier for you.