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East West Bank · 15 hours ago

Mortgage Credit Review Specialist

El Monte, CA

Full-time

Onsite

Entry, Mid Level

$69K/yr - $90K/yr

2+ years exp

East West Bank is a top-performing commercial bank that serves as a financial bridge between the East and West. The Mortgage Credit Review Specialist is responsible for conducting thorough reviews of mortgage loan files, focusing on collateral valuation and regulatory compliance, while working closely with underwriters and compliance teams to ensure high-quality credit decisions.

BankingFinanceFinancial Services

Comp. & Benefits

No H1B

Responsibilities

Analyze and validate appraisal reports for accuracy, completeness, and compliance with regulatory and bank guidelines to minimize collateral risk

Handle Reconsideration of Value (ROV) requests and act as the liaison between borrower and Appraiser/AMC to ensure ROV requests are documented, tracked and communicated appropriately and timely

Identify deficiencies or risk concerns in collateral or borrower credit profile

Prepare and issue denial (adverse action) letters in compliance with applicable Regulations

Document findings and provide feedback to underwriting or processing teams as needed

Maintain knowledge of lending regulations, internal policies, and industry best practices

Assist in internal audits or quality control reviews as required

Participate in other departmental assignments or projects as deemed necessary

May perform other duties as assigned

Qualification

Mortgage underwritingCredit reviewAppraisal reviewMortgage lending regulationsEncompass Loan Origination SystemAttention to detailWritten communication