WEX · 1 day ago
Credit Analyst, Credit Risk Strategy & Analytics
Maine, United States
Full-time
Onsite
Mid, Senior Level
$105K/yr - $140K/yr
5+ years expWEX is a company focused on delivering robust credit decisions while enhancing customer experience and supporting growth. The Credit Analyst will develop innovative credit risk strategies and solutions across the customer lifecycle, ensuring best-in-class credit results and enabling profitable growth for WEX.
Financial ServicesFinTechPaymentsSoftware
Responsibilities
Developing and managing credit risk decision strategies by creating data driven insights and analytics across customer lifecycle i.e. New Accounts, Portfolio and Line Management and Collections, and across WEX products and lines of business
Performing qualitative and quantitative analysis on credit risk trends, and working together with Operations, second line and WEX Bank teams to define, evaluate, and implement potential solutions with Tech
Optimize the risk-return tradeoff and establish profitability based credit decisions at every touchpoint, through economic cycles
Continuously monitor credit and collections performance, conduct deep-dive analyses to explore areas of opportunity, and implement credit controls to address potential/emerging risks
Review and strengthen both systematic and manual credit processes
Partner closely with Decision Science, Fraud, Operations and second line teams to evaluate new data sources, track performance and ensure profitability
Partner with the Product, Marketing Risk capabilities and Technology teams to develop streamlined customer experience journeys
Track developments in the marketplace to understand industry best practices
Work with internal governance teams and external regulators to ensure control and compliance
Collaborate with key stakeholders and cross-functional partners across WEX including Risk Operations, Technology, Bank, Marketing, Finance, Legal, Risk and Compliance/BSA/AML
Qualification
Required
Master's degree in a quantitative field such as Data Science, Mathematics, Computer Science, Statistics, Business or other technical field
5+ years of experience in Data and Analytics and/or 3+ years in the Credit or Fraud risk analytics and Commercial Risk space
Experience using analytics/statistics to solve complex business problems- Big Data, Python / SQL, ML studio, Data visualization tools
Strong analytical and quantitative skills
Ability to think critically in order to analyze problems and develop creative, practical and efficient solutions for a multinational company
Ability to learn quickly, solve complex problems, and perform in a fast-paced environment
Strong communications skills that distill complex data and systems issues to both technical and non-technical audiences
Understanding of and experience with risk decision engines and/or payment technology
Leadership qualities that motivate collaboration with others, guiding the prioritization of initiatives
Willingness to learn and continuously build technical skill set
Ability to prioritize and work on multiple projects and tasks at the same time
Adaptable and comfortable working collaboratively and independently in a self-starting manner
Preferred
Payments industry experience a plus
Benefits
Health, dental and vision insurances
Retirement savings plan
Paid time off
Health savings account
Flexible spending accounts
Life insurance
Disability insurance
Tuition reimbursement
And more
Company
WEX
Wex is a financial technology service provider for fleet, travel and healthcare industries.
5001-10000 employees
H1B Sponsorship
WEX has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (22)
2024 (10)
2023 (12)
2022 (20)
2021 (14)
2020 (18)
Funding
Current Stage
Public CompanyTotal Funding
$900MKey Investors
Warburg Pincus
2025-02-25Post Ipo Debt· $500M
2020-06-30Post Ipo Equity· $90M
2020-06-30Post Ipo Debt· $310M
Leadership Team
Melissa Smith
Chair and Chief Executive Officer
Sachin Dhawan
Chief Technology Officer
Recent News
2026-01-03
2025-12-05
2025-12-02
Company data provided by crunchbase