LendingClub · 2 months ago
Sr Consumer Credit Risk Manager
San Francisco, CA
Full-time
Hybrid
Senior Level
$156K/yr - $180K/yr
6+ years expLendingClub is the leading digital marketplace bank in the U.S., committed to helping members secure loans and achieve financial goals. The Sr Consumer Credit Risk Manager will oversee credit risk management for consumer lending portfolios and provide independent reviews related to capital stress testing and credit loss allowances.
Consumer LendingCreditFinanceFinancial ServicesFinTechLendingPeer to PeerPersonal Finance
Responsibilities
Assist in the development, enhancement and ongoing embedment of preventive & detective control systems for robust early warning and monitoring of loan performance and asset yield across the various consumer lending segments – personal lending, auto-refinance and point-of-sale purchase finance
Provide independent review & credible challenge of credit extension, pricing and collections strategy proposals within the consumer bank
Ensure safe & sound lending in the personal loan, point-of-sale finance and auto refinance business segments
Coordinate credit administration across the Bank including but not limited to credit risk committee meetings and ongoing review & refresh of the Bank’s consumer credit policy, standards, risk appetite and concentration limits
Ensure timely and accurate completion of all Credit Committee, Board and regulatory reporting from a credit risk perspective
Provide leading-edge credit risk identification & mitigation, with forward-looking & actionable insight for management
Provide thought leadership and partner with cross-functional groups to evaluate new product development initiatives
Participate in industry roundtables to keep abreast of industry standards and best practices
Assist in preparation for regulatory exams. Collaborate with cross-functional partners in large scale change initiatives
Qualification
Required
6+ years of progressive experience in financial services and credit risk management, with emphasis on unsecured consumer lending
Functional consumer analytics practitioner with strong analytical skills, sound credit judgment, keen understanding of value drivers and domain knowledge in consumer credit risk management
Rigorous analyst, adept synthesizer and very articulate written & verbal communicator
Effective collaborator, negotiator and team player with a versatile interpersonal and influencing style
Operator with keen attention to detail, results-orientation and strategic mindset
High level of proficiency with SQL, Python & Tableau
Bachelor's degree or higher in quantitative discipline (engineering, finance, economics); or equivalent work experience
Benefits
Medical, dental and vision plans for employees and their families
401(k) match
Health and wellness programs
Flexible time off policies for salaried employees
Up to 16 weeks paid parental leave
Company
LendingClub
Since our founding in 2007, we have transformed the banking industry by bringing a traditional credit product - the installment loan - online and we’ve been on the fast track ever since.
1001-5000 employees
H1B Sponsorship
LendingClub has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2023 (3)
2022 (26)
2021 (19)
2020 (106)
Funding
Current Stage
Public CompanyTotal Funding
$392.23MKey Investors
Kleiner PerkinsUnion Square VenturesFoundation Capital
2017-04-09Post Ipo Equity
2014-12-11IPO
2014-08-22Series Unknown
Leadership Team
Scott Sanborn
CEO
Drew LaBenne
Chief Financial Officer
Recent News
p2p-banking.com
2025-12-24
2025-11-24
Company data provided by crunchbase