F&M Bank - Archbold, OH · 2 months ago
Retail Loan Underwriter II
Archbold,OH,US
Full-time
Onsite
Entry, Mid Level
2+ years expF&M Bank is a trusted institution known for its superior service in loan underwriting. They are seeking a Retail Loan Underwriter II who will review mortgage and consumer loan applications, ensuring accuracy and compliance, while also providing exceptional customer service to foster lasting relationships with clients.
BankingFinancial Services
Responsibilities
Utilize sales training skills to provide outstanding customer service
Exercise sound judgement in underwriting residential mortgage and consumer loan files for compliance to loan policy
Review the loan documentation for accuracy to the loan application and preapprovals. Documenting loan file listing conditions for loan file approval
Answering underwriting questions for all bank employees
Backup residential mortgage appraisal reviews and valuations
Complete secondary reviews on denied, withdrawn, and incomplete loan applications on residential mortgages
Welcome Home Program management and training
Analyze for eligibility and code portfolio loans to pledge to Federal Home Loan Bank
Check the VIN of all collateral taken against the State’s website to verify accuracy of same
Review and process TMS transactions on approved dealer loans
Complete the underwriting portion of the consumer loan checklist
Prepare extension forms, modification forms, and overdraft protection loan forms as necessary
Perform 2nd lender review of declined loans
Maintain strict confidentiality regarding customer’s personal and financial information
Attend meetings and training sessions as requested
Comply and satisfactorily pass tests for bank policy and regulatory compliance that apply to position
Qualification
Required
Bachelor's degree (B. A.) from four-year college or university; and two to three years related experience and/or training; or equivalent combination of education and experience
Knowledgeable about the FMAC and other secondary investors' underwriting requirements, working with tax returns and verification of employment, the lien process including reading the title process and reading a credit report
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume
Ability to apply concepts of basic algebra and geometry
Excellent communication, customer service, precise work and time-management skills
Ability to pass a background check
Strong dedication to accuracy and efficiency
Valid Driver's License
Company
F&M Bank - Archbold, OH
Founded in 1897 in Archbold, Ohio, F&M Bank has been a stable financial institution for our communities.
201-500 employees
Funding
Current Stage
Public CompanyTotal Funding
$0.35M2013-04-09Post Ipo Equity· $0.35M
2004-11-23IPO
Leadership Team
Andrew Briggs
Chairman
Recent News
2025-12-17
Morningstar.com
2025-07-28
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