Goldman Sachs · 8 hours ago
Transaction Banking, Credit Risk Management Associate/Jr. Vice President
Dallas, TX
Full-time
Onsite
Mid Level
4+ years expGoldman Sachs aims to build a modern and digital-first transaction banking solution to serve its clients. The role involves collaborating with various teams to manage and mitigate settlement risks in payment transactions, including credit assessment and risk reporting.
BankingFinanceFinancial ServicesVenture Capital
Responsibilities
Engage with Sales and Client Implementation teams to determine credit requirements for new clients
Liaise with second line Credit Risk team and other firm federation partners for credit evaluation and calibration of settlement line sizes; work with Legal for contracts negotiations
Manage a growing portfolio of clients and settlement lines
Design and own risk models for payment returns, exchange rate changes, etc
Provide oversight for policies and procedures, manage processes and risk controls and conduct reviews and reporting
Assist with credit risk related audits and exams conducted by internal/external auditors and regulators
Update and maintain documentation for team processes and best practices; develop and improvise MISs and performance dashboards
Identify, create, and refine necessary KPI’s to define success and track progress, developing a strong set of outcome-based metrics
Establish trusted partnerships with peers, functional leads, and executive level stakeholders
Manage ongoing and detailed project plans to drive key deliverables to completion
Qualification
Required
Bachelor's degree in finance, economics, or a related quantitative field
4-8 years of direct experience in credit risk in payments space, including the extension of payment settlement lines
Solid understanding of credit risk principles, including exposure measurement, limit management, and risk mitigation techniques
Well versed in various transaction banking products and services, such as Payments and Liquidity Products
Excellent communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams
Ability to work autonomously and be self-driven, while working in a time sensitive environment, capable of using data and critical thinking to make real-time decisions
Strong analytical and problem-solving skills, with the ability to interpret data and identify trends
Benefits
Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience.
Company
Goldman Sachs
Goldman Sachs is a multinational financial services firm providing securities, investment banking, and management services.
10001+ employees
H1B Sponsorship
Goldman Sachs has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1719)
2024 (1685)
2023 (2060)
2022 (2326)
2021 (2258)
2020 (1572)
Funding
Current Stage
Public CompanyTotal Funding
$6B2025-04-23Post Ipo Debt· $6B
2012-06-05Post Ipo Equity
1999-05-14IPO
Leadership Team
David M. Solomon
Chair and Chief Executive Officer
John Waldron
President and Chief Operating Officer
Recent News
2025-12-31
2025-12-30
2025-12-30
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