JPMorganChase · 2 hours ago
Business Lending Risk Analytics - Associate
Wilmington, DE
Full-time
Onsite
Mid Level
3+ years expJPMorgan Chase is a leading financial services firm focused on helping customers achieve their financial goals. As a Strategic Analytics Associate on the Business Banking team, you will conduct analysis of borrowers and develop strategic recommendations to optimize profitability while minimizing risk.
Asset ManagementBankingFinancial Services
Responsibilities
Conduct thoughtful analysis of borrowers, their demographics, and risk/profit performance with the firm’s products
Generate strategic recommendations for strategy development based on quantitative analytics and business intuition. Strategies are optimized to maximize profitability while minimizing risk
Develop and maintain periodic reporting and analytics on key metrics to provide management with emerging trends including (but not limited to) volumes, modification/settlement rates and recovery rates of delinquent accounts
Acquire an understanding of the operational processes (i.e. manual underwriting, portfolio management, collections, etc.) which will aid in understanding past due account collection performance drivers
Conduct pre-implementation and post-implementation testing & analysis to ensure strategic changes produce expected impacts
Contribute to the team’s ‘audit-ready’ state by keeping organized documentation, following established control processes, and developing draft responses to internal audit and regulatory questions
Qualification
Required
Bachelor's degree with 5+ years of professional experience related to risk management or other quantitative field of work
Master's degree with 3+ years of professional experience related to risk management or other quantitative field of work
Background in statistics, econometric, or other quantitative field
Advanced understanding of SAS, SAS Enterprise Miner, or other decision tree software
Ability to query large amounts of data and transform the raw data into actionable management information
Familiarity with risk analytic techniques and strong problem solving skills
Strong written and verbal communication skills
Preferred
Master's degree
Intellectually curious and driven to identify meaningful insights using a data guided approach
Strong knowledge of debt collection regulations and practices
Experience delivering recommendations to management
Benefits
Comprehensive health care coverage
On-site health and wellness centers
A retirement savings plan
Backup childcare
Tuition reimbursement
Mental health support
Financial coaching
Company
JPMorganChase
With a history tracing its roots to 1799 in New York City, JPMorganChase is one of the world's oldest, largest, and best-known financial institutions—carrying forth the innovative spirit of our heritage firms in global operations across 100 markets.
10001+ employees
H1B Sponsorship
JPMorganChase has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (2855)
2024 (3469)
2023 (3395)
2022 (3594)
2021 (2515)
2020 (2495)
Funding
Current Stage
Public CompanyTotal Funding
unknown1998-02-01IPO
Leadership Team
Allison Beer
CEO of Card Services and Connected Commerce
Dan Mendelson
CEO, Morgan Health
Recent News
2025-12-19
2025-12-12
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