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SMBC Group · 9 hours ago

Credit Officer - Financial Institutions (Associate)

New York, NY

Full-time

Hybrid

Entry Level

$80K/yr - $135K/yr

3+ years exp

SMBC Group is a top-tier global financial group offering a diverse range of financial services. The role of Associate in the Credit Department involves analyzing credit risk elements in transactions with financial institutions and preparing executive summaries for management review.

AdviceBankingFinancial Services

H1B Sponsor Likely

Responsibilities

Analyze various elements of credit risk primarily in transactions with financial institutions (primarily banks but also including broker/dealers, insurance companies, non-bank lenders, funds, structured finance, etc.) in the Americas

Scope of analysis and review includes, but not limited to, counterparty credit risk, deal structure, facility terms and conditions, transaction background, profitability, and relationship strategy

Prepare and present written executive summaries/comments of credit applications submitted from the front office to the management of the Credit Department

Coordinate the credit approval process by liaising between the front office and the management of the Credit Department

Conduct the monitoring of credit quality of the counterparties and transaction portfolio

Provide feedback and guidance to front office to ensure consistent and complete credit applications and compliance with internal policies and procedures

Ensure US Regulatory requirements are met with each credit application

Other credit related works/projects as assigned

Qualification

Credit analysisFinancial services experienceFinanceAccountingFI sectorMultitaskingWritten communicationVerbal communicationTeam playerAdaptability

Required

Minimum 3 years of relevant work experience in the financial services industry within the credit function as a credit analyst, including experience in covering the FI sector

Solid foundation in finance and accounting, as well as knowledge in the FI sector and various financial products, are required

Ability to adapt to SMBC's credit philosophy and risk appetite

Excellent written and verbal communication skills

Ability to read/analyze the contents of credit application and prepare written summary in a short time

Flexibility to work under tight deadlines and in a multitasking environment

Ability and willingness to work as a team player

Benefits

Annual discretionary incentive award

Competitive portfolio of benefits

Company

SMBC Group

Glassdoor3.5

SMBC Group is a top-tier global financial group.

Founded in 1590

New York, New York, USA

10001+ employees

https://www.smbcgroup.com/americas

H1B Sponsorship

SMBC Group has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2025 (160)

2024 (87)

2023 (73)

2022 (44)

2021 (29)

2020 (26)