TIB, N.A. · 2 months ago
Credit Risk Officer (Loan Review)
Farmers Branch, TX 75234, USA
Full-time, Part-time
Hybrid
Senior Level, Lead/Staff
8+ years expTIB Consulting Solutions has been providing independent credit risk services to community banks for over 35 years. They are seeking a Credit Risk Officer to coordinate and manage loan review engagements, providing guidance to other professionals and serving as the client relationship coordinator for local clients.
BankingCommercial LendingFinancial Services
Responsibilities
Serves as Credit Risk Officer for local and regional loan review clients
Supports development of loan review staff through engagement leadership, coaching, and feedback on company and industry best practices
Specific client engagements will include, but are not limited to, coordination of off-site file access for review team, transaction testing, interviewing, observation, conducting exit interviews, writing timely and accurate final reports, and responding to client questions regarding our services and other regulatory concerns
Provides daily on-site or off-site client service to include loan review, risk analysis, and related activities for our area financial institution clients
Leads client exit discussions and oversees preparation of detailed, concise reports
Ensures client engagements meet budgeted timing requirements
Presents conclusions and findings in detailed, concise reports and provides well-defined solutions or recommendations for noted risk rating changes and credit management deficiencies. Reports should provide adequate information regarding exceptions to bank policies or consistent deviation from industry standards
Supports renewal of local client engagements by fostering positive relationships with clients through direct calls, advertising, etc. and prepares proposals and contracts for recurring clients
Stays abreast of the current credit environment and specific industry concerns and requirements through continued education, research and interaction with peers
Complies with all banking laws and regulations and maintains the confidentiality of bank and customer information
Qualification
Required
Bachelor's degree, preferably in Finance or Accounting
Expert knowledge of commercial credit concepts and requirements for security attachment, perfection, and valuation
Expert knowledge of commercial loan underwriting and risk rating systems
Fundamental knowledge of loan loss accounting requirements
Fundamental knowledge of real property appraisal requirements
Ability to manage and prioritize multiple projects and deadlines
Excellent PC skills, including Microsoft office products, including Word tables, and Excel pivot tables
Individual should possess good interpersonal skills and be able to work within and foster a team environment
Ability to communicate effectively, both verbally and in writing, and across all levels
Exceptional individual productivity achievement expected
Overnight travel up to 10% of the time
Preferred
8-10 years credit management, loan review, or examination experience
Benefits
Comprehensive health, life, and disability coverage
401(k) retirement savings
Generous paid time off
Parental leave
Tuition reimbursement
Other little extras to make work fun
Company
TIB, N.A.
TIB, N.A is a bank that provides stock trading and consultancy, credit and debit cards, commercial lending, and checking and wire transfers.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Michael O'Rourke
President/CEO
Alicia Garrison
Chief Credit Officer
Company data provided by crunchbase