First Abu Dhabi Bank (FAB) · 2 months ago
VP- Credit - Corporate
USA, Washington
Full-time
Onsite
Mid, Senior Level, Lead/Staff
10+ years expFirst Abu Dhabi Bank (FAB) is seeking a VP of Credit for their Corporate division. The role involves preparing and reviewing credit facilities for a portfolio of corporate clients, managing credit risks, and ensuring compliance with internal policies and regulations.
BankingFinanceFinancial ServicesLending
Responsibilities
Prepare, review and provide appropriate recommendation of credit facilities for a portfolio of Corporate Investment, Commercial clients alongside likely structured deal requests
Provide support towards first and second line of defence partners, CEO USA, Credit USA and Head of Credit CCB/IB Europe & Americas + deputise for HoC (when asked by HoC). Key tasks include management of a reportee, oversight and reporting of portfolio, monitoring client credit performance, ensuring that exposure remains within the portfolio and individual limits and adhering to the bank’s Policy provisions and Risk Appetite
Guidance/training/coaching of less experienced staff (in particular towards your reportee) to sustain a strong Credit awareness culture and a commitment to excellence in execution
Support collaborative, “can do” and ethical behaviour at all times
Monitor and report adherence of credit appetite and portfolio limits
Uphold high standards of credit underwriting and presentation in credit submissions originated by both you and your reportee
Provide cover and support (and deputise when applicable and/or delegated by HoC)
Maintain & develop relationships with all key stakeholders (incl. Coverage, Risk, Credit, Finance)
Higher focus on managing sensitive credit situations, incl. promptly identifying & mitigating credit risk
Advise Relationship Managers on the risk factors associated with complex transactions, and the clauses needed in mitigating these
Achieve the required service TATs (turn-around-time) to the business, CEO USA & Head of Credit for timely credit decision making
Stay abreast of relevant changes to rules/regulations and other industry news at FAB USA
Participate in (large, complex) client relationships through client visits / conference calls as part of transaction initiation and monitoring
Interact with internal audit as and when required
Recommends to HoC on any amendments to the Bank’s and/or Branch’s credit policy, procedures, , credit memorandum, risk criteria etc based on lending experience, market expediencies
Demonstrate compliance with the bank’s values and ethics at all times
Manage and guide reportee to support an improved overall credit performance
Ensure that credit packages conform to the CCB/IB Credit policies and procedures. Maintain the local Policy addenda promptly updated to comply with the US regulatory requirements
Comment / challenge First Line of Defence that risk taking and returns are appropriately aligned balancing the commensurate risk/reward against business activity in Credit memos. Give necessary Credit inputs on Risk Appetite paper (including the Target Market and Risk Acceptance Criteria) for the US portfolio that reflects CCB/IB tolerance for credit risk
Hold ownership for adhering to credit underwriting parameters (on allocated clients). Conduct credit client due diligence calls/visits and handle ad-hoc requests (such as governance ones) in line with Business and/or Credit needs. Preparation of focused credit papers clearly outlining key risks, mitigations, and recommendation for presentation to Credit Committee for prospective and existing clients under assigned portfolio. Spreading of financial statements in CreditLens; analyse and recommend appropriate ratings
Manage the assigned client portfolio as 2nd Line of Defence and provide credit support and/or guidance to colleagues as/if required. Ensure timely reviews of the existing obligors, including covenant monitoring, accuracy of the internal credit ratings. Promptly assess and escalate negative operating trends, recommend appropriate action to address the developing risks associated with individual counterparties, industries and adverse market movements. Monitor and report compliance of approval conditions (incl. covenants), adequacy and accuracy of IFRS9 credit data on allocated portfolio of clients
Responsible for ongoing monitoring of delinquencies, including any new restructured accounts and Watch List clients on a regular basis
Prepare, review and submit credit-related reports to ensure compliance with internal and regulatory guidelines. Report periodically to HoC and/or HO on all excesses, exceptions, overdue annual reviews, covenant breaches
Ensure that Credit activities (on allocated client portfolio) are compliant with the applicable internal and regulatory guidelines
Develop a close working relationship with the key stakeholders and turnaround as per Service Level Agreements and Transaction timelines while maintaining quality
Participate in various Branch committees (e.g. S-RC, ALCO) as an optional member and work with the committee members towards common goals
Qualification
Required
Bachelor's degree preferably with specialization in Finance, Accounting or related discipline
Minimum 10 – 15 years of relevant experience in major financial institutions, of which the last 5 years in a credit-related function
Experience of increasing managerial responsibilities in a Credit function
Strong understanding of credit risks related to the key products offered/reviewed by FABUSA
An open minded, collaborative and ethical approach, willingness to learn on the job new credit skills
Analytical, communication, interpersonal and presentational skills
Ability to multi-task, handle pressure and work in a dynamic environment
Ability to work independently and follow directions, self-driven and a good team player
Preferred
Additional MBA/professional degrees/ accreditations would be preferred
Company
First Abu Dhabi Bank (FAB)
FAB, the UAE’s largest bank and one of the world’s largest financial institutions offers a an extensive range of tailor-made solutions, and products and services, to provide a customised banking experience.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$3.71BKey Investors
T. Rowe Price
2026-01-08Post Ipo Debt· $750M
2025-11-24Post Ipo Debt· $1B
2025-11-13Post Ipo Debt· $985.02M
Leadership Team
Dinesh Sharma
Vice President and Head of Risk
Aditya Baswan
Head of Governance - Group Strategy & Projects
Recent News
Qatar Tribune
2026-01-23
2026-01-22
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