Apply on Employer Site

Trimont · 3 hours ago

Senior Director-Credit & Asset Management

Atlanta, GA

Full-time

Onsite

Senior Level, Lead/Staff

10+ years exp

Trimont is a specialized global commercial real estate loan services provider, seeking a Senior Director in Credit & Asset Management to oversee a diverse portfolio of complex debt investments. This role involves managing construction and operational assets, interacting with key figures in commercial real estate finance, and ensuring compliance with loan terms and client reporting.

Commercial Real EstateCreditLending

Responsibilities

Lead and cultivate a team to guarantee top-notch service delivery in alignment with client agreements

Analyze complex loan documents to ensure accurate implementation of loan terms across individual assets and the team's entire portfolio

Work with internal departments to facilitate precise asset servicing and prompt reporting

Oversee the draw process, ensuring compliance with credit document conditions for construction, leasing, and capital expenses

Manage the funding process in collaboration with lenders, their syndicates, co-lenders, and other financial parties

Evaluate lease proposals, creating recommendation reports for clients

Engage with external consultants, including legal experts, title agents, brokers, and construction advisors

Employ various technologies and applications to monitor property, borrower, and asset performance, conducting portfolio-level reviews

Organize and scrutinize monthly financial statements from borrowers and other required reports

Oversee the collection and examination of annual operating and capital budgets

Assess ongoing performance of operational properties through analysis of Rent Rolls, Operating Statements, and Collections

Verify proposed cash management distributions to ensure correct adherence to cash flow waterfalls

Routinely check for covenant compliance based on loan document criteria (e.g., Debt-Yield, Loan-to-Value, Debt Service Coverage Ratio)

Generate and maintain monthly asset reports and quarterly performance analyses

Coordinate with the tax and insurance team to oversee insurance coverage, tax payments, and escrow obligations across the portfolio

Approve annual operating and capital budgets, as well as tenant lease proposals

Mentor asset managers and financial analysts, fostering their professional development

Qualification

Commercial real estate debtStructured-finance transactionsPortfolio servicingExcelRelationship managementTeam leadershipIndependent workingFinancial analysisReal Estate degreeCommunication skillsCollaborative workingMentorship

Required

Bachelor's degree in Real Estate, Business, Finance, Accounting, or a related field required

10+ years of experience in advancing roles within portfolio servicing and/or asset management

Demonstrable expertise in the operations of commercial real estate debt

Comprehensive knowledge of sophisticated commercial real estate structured-finance transactions

7+ years of experience leading a diverse team, with responsibilities including setting clear goals, offering mentorship, and conducting regular performance reviews to enhance collaboration, productivity, and professional growth

Advanced skills in Excel and familiarity with other Microsoft Office tools

Exceptional communication abilities, capable of simplifying intricate concepts

Proven track record of managing large transaction volumes under tight deadlines

Strong capabilities in both internal and external relationship management

Independent and collaborative working style

Knowledge and experience in commercial real estate construction lending or development