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The Agency · 5 days ago

Commercial Lender

Austin, Texas Metropolitan Area

Full-time

Onsite

Senior Level

$150K/yr - $200K/yr

5+ years exp

The Agency is a community bank with a great reputation throughout Central Texas, seeking an experienced Commercial Lender to help continue their growth. The role involves developing and expanding loan and deposit relationships with small to middle-market commercial clients and requires strong networking and business development skills.

Staffing & Recruiting

Hiring Manager

Nate Algood

Responsibilities

Develop and manage relationships with prospective and existing clients to generate commercial loans, deposits, and cross-sell opportunities

Identify and pursue new business opportunities through active calling, networking, and participation in community and professional organizations

Analyze and interpret financial statements; underwrite and structure credit facilities to meet client needs while maintaining prudent risk standards

Prepare detailed credit memoranda and assist in developing comprehensive loan presentations for management and board review

Ensure that all loans are properly documented, closed, and compliant with regulatory and bank policy requirements

Collaborate with internal partners to cross-sell additional banking services, including investment, trust, residential mortgage, and other financial products

Actively represent the bank in community events to enhance visibility and foster business development opportunities

Qualification

Commercial lending experienceBusiness developmentCredit underwritingLoan documentationPortfolio managementAnalytical skillsPresentation skillsRelationship managementRegulatory standardsInterpersonal skillsCommunication skills

Required

Bachelor's degree in Business, Finance, Accounting, or a related field (or equivalent experience)

Minimum of 5 years of commercial lending experience, including business development, credit underwriting, loan documentation, and portfolio management

Demonstrated ability to manage and grow a portfolio of commercial relationships

Proven success in developing new business within the Austin market

Strong analytical, credit, and presentation skills

Excellent communication, interpersonal, and relationship management abilities

Knowledge of regulatory and compliance standards applicable to commercial lending