Arbor Bank · 2 months ago
Mortgage Loan Originator
Arbor Bank is the oldest bank in Nebraska, dedicated to fostering partnerships within the community. The Mortgage Loan Originator will self-generate, negotiate, and coordinate the origination and closing of mortgage loans, while building relationships to drive new residential mortgage business.
BankingFinancial Services
Responsibilities
Establishes, develops, and maintains client referral relationships with Realtors, Builders, Developers, clients, and other self-generated purchase-focused referral sources to develop new business and/or retain existing business
Responsible for the overall customer interaction and interface with all parties involved on each individual loan that is originated from application to closing, including but not limited to counseling and pre-qualifying potential home buyers
Maintains a professional image and standards consistent with company policies and procedures
Stays current on all trends, changes, and developments in the local real estate market
Stays current on all guidelines and regulations in the mortgage industry
Collects and analyzes information regarding the customer’s income, assets, investments, or debts
Cultivates and maintains a comprehensive working knowledge of current mortgage products offered by Arbor Bank and works with customers to determine which financial products best meet their needs and financial circumstances
Advises the customer regarding the advantages and disadvantages of different loan products
Negotiates terms and conditions of loans with customers and obtains all necessary support documents along with the appropriate fees and rate lock information
Regular attendance at work is an essential function of the job
Perform physical requirements as described in the Physical Requirements section
Performs other duties as assigned
Qualification
Required
Currently producing Mortgage Loan Originator with stable work history
Must have an established referral database for sourcing your own leads
Excellent verbal and written communication skills
Knowledge of bank compliance regulations
Highly self-motivated and organized
High school diploma or equivalent
Interacts with internal employees, and external customers, as well as realtors, sales agents, builders, financial planners, etc
Demonstrated judgment and decision-making ability
Proven ability to continue to expand knowledge of issues influencing the industry and the organization
SimpleNexus
Encompass
Salesforce
Ability to Acquire NMLS
Experience with Microsoft Office products including Word, Excel and Outlook