Wintrust Financial Corporation · 2 hours ago
Credit Risk Oversight Specialist III
Wintrust Financial Corporation is a $66 billion financial institution based in Rosemont, Illinois, providing community and commercial banking, specialty finance, and wealth management services. The Credit Risk Oversight Specialist III will conduct systematic reviews of loan portfolios to assess risk identification accuracy and ensure adherence to policies and regulations while preparing relevant reports.
Financial ServicesWealth Management
Responsibilities
Participate in the overall assessment of portfolio credit quality by assessing risk rating accuracy, timeliness of grade changes and appropriateness of supporting rationale
Ensure loan underwriting standards adhere to Wintrust policy and procedures, and policy exceptions are appropriate and mitigated effectively
Review loan documentation, collateral documentation and other credit administration and monitoring for adherence to Wintrust policy and procedure and to all relevant laws and regulations, as well as alignment with credit approval
Manage and/or co-manage internal credit risk oversight engagements
Perform continuous monitoring of assigned portfolios and quarterly charter reviews
Work with senior management to regularly update the credit risk oversight policies and procedures
Ensure adversely classified assets are identified and have appropriate action plans in place
Effectively listen and communicate with loan officers, business unit managers, senior Wintrust leadership, appropriate internal committees, external auditors and all regulatory bodies
Qualification
Required
Bachelor's degree in accounting, Finance, Economics, or a related discipline
Credit professional with at least five years of commercial credit experience, preferably with a background in commercial credit underwriting, credit risk management or loan/credit review
Strong credit analytical skills and credit process knowledge
Knowledge of the banking industry and regulatory guidelines as they relate to credit review and credit risk management practices
Experience in specialty lending niches such as leveraged loans, franchise lending, leasing, asset-based lending, insurance, etc
Preferred
Successful completion of a formal credit training program
Previous loan/credit review experience
Benefits
Medical Insurance
Dental
Vision
Life insurance
Accidental death and dismemberment
Short-term and long-term Disability Insurance
Parental Leave
Employee Assistance Program (EAP)
Traditional and Roth 401(k) with company match
Flexible Spending Account (FSA)
Employee Stock Purchase Plan at 5% discount
Critical Illness Insurance
Accident Insurance
Transportation and Commuting Benefits
Banking Benefits
Pet Insurance
Company
Wintrust Financial Corporation
Wintrust Financial Corporation delivers sophisticated financial capabilities with a community bank personality across its businesses in banking, specialty finance, and wealth management.
H1B Sponsorship
Wintrust Financial Corporation has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (26)
2024 (15)
2023 (19)
2022 (27)
2021 (10)
2020 (7)
Funding
Current Stage
Public CompanyTotal Funding
$683MKey Investors
CIVC Partners
2025-05-08Post Ipo Equity· $425M
2022-06-07Post Ipo Equity· $258M
2020-05-05IPO
Recent News
The Magnificent Mile Association
2025-11-11
Wintrust Financial Corporation
2025-10-24
Company data provided by crunchbase