Cathay Bank · 22 hours ago
Loan Portfolio Officer
Cathay Bank is a financial institution that values its team members and strives for growth and development. The Loan Portfolio Officer is responsible for maintaining and monitoring the existing loan portfolio while developing client relationships and ensuring compliance with banking regulations.
BankingFinanceFinancial Services
Responsibilities
Under the direction of the Team Manager, maintain and monitor a loan portfolio which includes evaluating, recommending and structuring loans; monitoring quarterly financial statements, and addressing any issues; as well as recommending loan amendments and renewals based on client needs
Ensure compliance with Bank, regulatory and credit requirements with emphasis on quality client service
Prepare and review various reports such as credit underwriting documents, compliance checks, financial spreads, past due reports, tickler reports, exception reports, and pipeline reports, etc
Assist clients and follow up on outstanding items such as analyzing client financial statements and verifying covenant compliance
May assist with training of loan assistants
Qualification
Required
College graduate with major in business, finance, or accounting preferred
Minimum 2 years of experience in corporate commercial lending in credit analysis or portfolio management required
Thorough knowledge of lending regulations and underwriting practices preferred
PC proficient
Strong verbal and written communication skills
Bilingual (English/Mandarin or Cantonese) a plus
Organized and detail oriented
Good credit knowledge of Bank's credit underwriting policies and approval process for assigned loan
Ability to work effectively in a fast-paced, high production environment
Strong financial analysis and accounting skills
Benefits
Medical insurance
Dental insurance
Vision insurance
Life insurance
Long-term disability insurance
Flexible spending accounts (FSAs)
Health saving account (HSA) with company contributions
Voluntary coverages
401(k)
Company
Cathay Bank
Cathay Bank is a financial services company originally founded to support Los Angeles’ growing Chinese American community. It is a sub-organization of Cathay General Bancorp.
H1B Sponsorship
Cathay Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2020 (1)
Funding
Current Stage
Late StageRecent News
Morningstar.com
2025-11-10
The Real Deal
2025-10-26
Company data provided by crunchbase