Chelsea Groton Bank · 2 months ago
Senior Credit Analyst
Glastonbury, CT, US
Full-time
Onsite
Senior LevelChelsea Groton Bank is looking to hire motivated and dynamic individuals for their Credit Department. The Senior Credit Analyst is responsible for conducting in-depth credit analysis on commercial lending relationships, assessing risk, and making recommendations that align with the bank’s credit policies and risk appetite.
Banking
Responsibilities
Perform comprehensive credit analysis on new and existing loan relationships, including financial statement review, cash flow analysis, and risk rating assignments
Prepare and present credit memos with well-supported recommendations to senior management and loan committees
Monitor portfolio performance and identify early warning signs of credit deterioration, recommending appropriate action when necessary
Ensure compliance with internal credit policies, regulatory requirements, and industry best practices
Collaborate with loan officers to structure credit solutions that meet client needs while maintaining sound risk management
Qualification
Required
Conduct in-depth credit analysis on commercial lending relationships
Assess risk and make recommendations that align with the bank's credit policies and risk appetite
Strong financial acumen
Sound judgment
Collaborative mindset
Perform comprehensive credit analysis on new and existing loan relationships
Financial statement review
Cash flow analysis
Risk rating assignments
Prepare and present credit memos with well-supported recommendations to senior management and loan committees
Monitor portfolio performance and identify early warning signs of credit deterioration
Recommend appropriate action when necessary
Ensure compliance with internal credit policies, regulatory requirements, and industry best practices
Collaborate with loan officers to structure credit solutions that meet client needs while maintaining sound risk management
Benefits
Competitive salary
401(k) plan
Paid time off
Health benefits
Wellness and engagement programs
Leadership training
Professional development
Learning opportunities for all team members
Company
Chelsea Groton Bank
We help customers and communities achieve their specific goals by taking them on as if they were our own.
Founded in 1854
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Tony Joyce
Chief Executive Officer
Laureen 'Lori' Dufficy
Executive Vice President, Chief Experience & Engagement Officer, CFMP
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