Credit Monitoring Analyst - Houston/Lubbock/DFW/Victoria jobs in United States
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Prosperity Bank · 2 months ago

Credit Monitoring Analyst - Houston/Lubbock/DFW/Victoria

Prosperity Bank is a financial institution seeking a Credit Monitoring Analyst. The role involves verifying the accuracy of financial statements, analyzing credit and financial reports, and ensuring compliance with loan agreements and regulatory policies.

BankingFinancial Services

Responsibilities

Verify accuracy of financial statements and other reporting requirements provided by the borrower per the terms of the loan agreement
Calculate and analyze financial and other ratios to monitor the borrower’s compliance with loan documents
Calculate availability on Lines of Credit based upon Borrower’s provided financials
Compare loan underwriting to loan documents to ensure all requirements agreed upon are present in the legal documents
Provide guidance to lending staff in creating and monitoring financial ratios required of borrower
Create and send default notices when the borrower is out of compliance with loan agreement requirements
Participate in the preparation of various reports on a periodic basis
Exhibit an understanding of and ensure compliance with Credit and Regulatory Policies
All other duties as needed or assigned

Qualification

Credit analysisFinancial reportingMicrosoft ExcelAnalytical abilitiesInterpersonal skillsTime managementOrganizational skillsConfidentiality

Required

Bachelor's degree, preferably in finance, accounting, or business administration with a minimum of a 3.0 GPA
Comprehensive knowledge of credit reports and determination of credit worthiness
Proficient in Microsoft Word, Excel, and Outlook
High level of confidentiality required
Must be detail oriented with strong analytical abilities
Must have strong interpersonal, verbal, and written communication, time-management, and organizational skills
Must be able to work in a team environment, take initiative, and show solid work ethic
Must have the ability to make appropriate judgements and decisions with limited guidance
Excellent planning and organizational skills, including the ability to work independently on projects of high complexity with minimal supervision
Ability to maintain confidentiality and instill trust within the organization

Preferred

Prefer prior experience in a financial institution

Company

Prosperity Bank

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Prosperity Bank offers a variety of traditional loan and deposit products to its customers.

Funding

Current Stage
Late Stage

Leadership Team

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Aaron Shelby
DFW Area President
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Mays Davenport
Director of Corporate Strategy
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Company data provided by crunchbase