Prosperity Bank · 2 months ago
Credit Monitoring Analyst - Houston/Lubbock/DFW/Victoria
Prosperity Bank is a financial institution seeking a Credit Monitoring Analyst. The role involves verifying the accuracy of financial statements, analyzing credit and financial reports, and ensuring compliance with loan agreements and regulatory policies.
BankingFinancial Services
Responsibilities
Verify accuracy of financial statements and other reporting requirements provided by the borrower per the terms of the loan agreement
Calculate and analyze financial and other ratios to monitor the borrower’s compliance with loan documents
Calculate availability on Lines of Credit based upon Borrower’s provided financials
Compare loan underwriting to loan documents to ensure all requirements agreed upon are present in the legal documents
Provide guidance to lending staff in creating and monitoring financial ratios required of borrower
Create and send default notices when the borrower is out of compliance with loan agreement requirements
Participate in the preparation of various reports on a periodic basis
Exhibit an understanding of and ensure compliance with Credit and Regulatory Policies
All other duties as needed or assigned
Qualification
Required
Bachelor's degree, preferably in finance, accounting, or business administration with a minimum of a 3.0 GPA
Comprehensive knowledge of credit reports and determination of credit worthiness
Proficient in Microsoft Word, Excel, and Outlook
High level of confidentiality required
Must be detail oriented with strong analytical abilities
Must have strong interpersonal, verbal, and written communication, time-management, and organizational skills
Must be able to work in a team environment, take initiative, and show solid work ethic
Must have the ability to make appropriate judgements and decisions with limited guidance
Excellent planning and organizational skills, including the ability to work independently on projects of high complexity with minimal supervision
Ability to maintain confidentiality and instill trust within the organization
Preferred
Prefer prior experience in a financial institution
Company
Prosperity Bank
Prosperity Bank offers a variety of traditional loan and deposit products to its customers.
Funding
Current Stage
Late StageRecent News
2026-01-03
Morningstar.com
2025-11-05
2025-10-30
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