Stellantis Financial Services US · 1 day ago
Sr. Credit Analyst
Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers. The Sr. Credit Analyst will evaluate credit data to assess credit risk, make recommendations, and manage credit requests in alignment with company policies.
AccountingFinanceLeasing
Responsibilities
Review and evaluate all credit reports in common formats as well as any format unique to SFS
Accurately apply credit policies, in accordance with FCRA, across multiple product lines for various types of loans
Manage exceptions to the published credit authority using judgment and experience to produce risk outcomes within company expectations
Complete final disposition on credit applications or escalate to the appropriate level of authority for final approval
Make outbound calls and manage inbound calls to negotiate final contract terms with both dealer customers and the DRM
Assist with escalated calls from dealers and DRMs who are dissatisfied with a credit decision. Re-evaluate decisions and manage them professionally to maintain positive relationships
Participate in targeted outbound call campaigns as time permits, in coordination with the DRMs, to cultivate long-term dealer relationships
Work directly with the Funding department and DRMs to resolve credit and verification issues that arise during funding
Provide guidance, training, and mentorship to junior associates within the department
Maintain confidentiality of personal information for consumers, including, but not limited to, Social Security numbers and dates of birth
Other duties may be assigned
Qualification
Required
Minimum of 3 years' auto industry experience as a credit analyst or related automotive disciplines
High school diploma and or/GED
Overtime required – required on an as needed basis
Travel 0-10% - as required on an as needed basis
Must have reliable transportation and live within a commutable distance to one of the following cities: Phoenix, AZ
Company
Stellantis Financial Services US
Stellantis Financial Services provides new and used auto financing for Stellantis’ premier brands: Chrysler, Dodge, Jeep®, Ram, Mopar, SRT, FIAT®, and ALFA ROMEO.