Apply on Employer Site

ConnectOne Bank · 2 hours ago

Residential Mortgage Originator

West New York, NJ

Full-time

Onsite

Mid, Senior Level

$50K/yr - $65K/yr

5+ years exp

ConnectOne Bank is focused on providing excellent service to its clients, and they are seeking a Residential Mortgage Originator. This role is responsible for developing new business, underwriting, structuring, and closing mortgage loans while managing a team of Mortgage Originators and Processors.

BankingFinanceFinancial Services

Responsibilities

Support the Bank’s “People First” focus and rules of engagement—maintaining a professional demeanor, working as an active member of the CNOB team, providing all clients excellent service, always striving to make CNOB “A Better Place to Be”

Source, develop and underwrite new loans, secondary and portfolio mortgages for new and existing clients

Responsible for overall business development from established centers of influence in the real estate and building communities, not just relying on internal branch referrals

Maximize bank profitability through appropriate pricing of new loan originations and fees

Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required

Ensure all activities, transactions and records are in compliance with operational, security and control procedures of the Bank, preventing fraud and protecting customer assets

Handle client service issues by conducting research, taking ownership and following up with on a daily basis as necessary until conclusion

Responsible for the performance management, coaching and development of direct reports

Qualification

Underwriting guidelinesFederal banking regulationsResidential mortgage lendingSupervisory managementDirect sales experienceFederal banking compliancePC skillsPeople First abilityEffective communication