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Red Ventures · 5 hours ago

Loan Processor II | Sage Home Loans

Charlotte, NC

Full-time

Hybrid

Entry, Mid Level

2+ years exp

Red Ventures is home to Sage Home Loans, a digital mortgage lender solution redefining the mortgage origination experience. As a Loan Processor, you will manage a pipeline of refinance loans, ensuring excellent communication with borrowers and collaborating with various teams to drive loans to closure.

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Responsibilities

Accurately package a pipeline of refi loans funneled to you by Mortgage Loan Originators, managing an average of 30+ loans at a time

Ensure timely, proactive phone and email communication with borrowers throughout the loan origination process

Handle all loan documentation and meet deadlines consistently

Establish strong upfront relationships with borrowers and guide them through the loan process

Determine borrower creditworthiness by gathering and analyzing credit reports, qualifying ratios, income and expense data, employment documentation, and property values

Verify and analyze all required financial and legal documentation from pre-approval to closing, ensuring loan files are complete and satisfy underwriting conditions

Proactively identify and mitigate potential issues that may arise during the origination process

Collaborate with internal and external teams to drive loans to a timely and successful closing

Provide operational feedback to management and suggest alternative models to improve efficiency and conversion rates

Qualification

Mortgage loan processingEncompass loan originationLoan typesAgency conventional underwritingMicrosoft Office proficiencyProactive communicationDetail-orientedProblem-solvingOrganizational skills