Origin Bank · 3 months ago
Senior Commercial Underwriter
Dallas, Texas 75219
Full-time
Onsite
Senior Level
7+ years expOrigin Bank is a financial institution seeking a Senior Commercial Underwriter who will analyze credit data to assess risks associated with lending to commercial businesses and individuals. This role involves leading teams, conducting financial analyses, and managing the credit analysis process while ensuring compliance with lending protocols.
BankingFinanceFinancial Services
Responsibilities
Conduct thorough analysis of financial statements and assessment of credit requests on complex commercial credit relationships of $2,500,000 and greater
Keep up to date with the company’s lending protocols
Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision and a working knowledge of accounting principles and financial techniques
Research skills
Strong problem-solving, mathematical and analytical skills
Excellent written and verbal communication skills
Ability to maintain confidentiality
Proficiency with computers and computer software, like programs that aid in statistical and financial calculations
Proficiency with financial reports and statements
Strong attention to detail and ability to notice discrepancies in data
Impeccable understanding of financial statements, ratios, and concepts
Performs loan reviews/annual reviews on selected borrowers and guarantors for commercial credit relationships of $2,500,000 and greater
Performs cash flows, financial credit analysis, collateral valuations, global cash flows, etc. for commercial borrowers and guarantors on credit relationships of $2,500,000 and greater
Accompanies relationship managers on customer calls and site visits of potential and existing customers as requested / needed
Performs ongoing file maintenance to ensure credit information is uploaded to the credit file in a timely basis as needed
Identifies policy, collateral, and missing document exceptions
Identifies strengths and weaknesses of the relationship
Assists relationship managers in structuring credits, assessing covenants and monitoring procedures
Responsible for training and development of new relationship managers on the credit analysis process
Responsible for training, development, and mentoring of new credit analysts and the CDP analyst on the credit analysis underwriting and processes
Manages and develops Credit Analyst II / III in the department along with the CDP Analyst (Credit Analyst I)
Distributes and assigns work flow based on knowledge and complexity in credit manager’s absence
Assists Loan Committee, as needed, with reports, agenda, meeting book, minutes of meetings, and any other duties in Credit Analysis Manager's absence
Supervises employees of the Credit Analysis Department in manager’s absence
May supervise and manage the Credit Analyst II / III
Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws
Responsibilities include training employees; planning, assigning, and directing work; appraising performance in conjunction with management; rewarding and disciplining employees; addressing complaints and resolving problems
Qualification
Required
Bachelor's degree (B. A.) from four-year college or university
seven or more years credit analysis experience required
equivalent combination of experience in Credit / Banking
knowledge of basic knowledge of computer applications such as Moody's, the Internet, Outlook, Microsoft Word and Excel
Ability to use bank-specific software such as MPC, IBS, ADP, etc
Ability to use basic office machines
Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor
Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank
Ability to effectively manage competing deadlines for projects in a high-pressure work environment
working knowledge of accounting principles and financial techniques
Research skills
Strong problem-solving, mathematical and analytical skills
Excellent written and verbal communication skills
Ability to maintain confidentiality
Proficiency with computers and computer software, like programs that aid in statistical and financial calculations
Proficiency with financial reports and statements
Strong attention to detail and ability to notice discrepancies in data
Impeccable understanding of financial statements, ratios, and concepts
Preferred
Accounting or Finance degree preferred
Company
Origin Bank
A bank that offers personal banking and housing lending services in Louisiana, Mississippi, and Texas.
501-1000 employees
H1B Sponsorship
Origin Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2022 (2)
Funding
Current Stage
Public CompanyTotal Funding
$45M2018-05-08IPO
2017-11-28Private Equity· $45M
Leadership Team
Zachariah Wasson
Executive Vice President and Chief Financial Officer
Recent News
2025-10-31
Origin Bancorp, Inc.
2025-10-24
Company data provided by crunchbase