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MidFirst Bank · 21 hours ago

Credit Review Officer

Oklahoma City, OK

Full-time

Onsite

Senior Level

5+ years exp

MidFirst Bank is the largest privately owned bank in the country, committed to providing exceptional customer service and a supportive employee experience. They are seeking a Credit Review Officer to perform independent analysis of the bank's loan portfolio, ensuring timely risk rating accuracy and identifying credit risk trends.

BankingVenture Capital

Responsibilities

Written, independent analysis of commercial real estate, C&I, and other loan relationships of varying size and complexity:

Ensuring timely risk rating accuracy of relationships reviewed

Identifying changes in trends or credit risk profiles

Providing independent assessment of a relationship’s credit quality, and assumptions made in underwriting and appraisals

If necessary, providing additional underwriting scenarios or projections using updated assumptions

Understand applicable credit policy, laws, and regulations – then opine on the appropriateness of exceptions made to credit policy (along with any mitigating factors)

Through meeting attendance and credit portfolio reporting, continuously monitor segments of the overall credit portfolio – identifying trends or areas of risk worthy of further review

Perform credit review due diligence on potential merger & acquisition loan portfolios

Communicate credit trends and recommended process improvements to senior & executive management

Qualification

Commercial underwritingCredit reviewFinancial analysisCredit policy understandingAnalytical skillsCommunication skillsMicrosoft WordMicrosoft ExcelMicrosoft AccessLoan documentation conceptsCritical thinking

Required

Bachelor's degree in finance, accounting, or related business degree. Will consider a Bachelor's degree in a non-business related field with requisite underwriting or credit review experience

Minimum 5+ years' experience in commercial underwriting, credit review, lending, or related fields

Understand financial ratios, financial analysis, and accounting principles

Understand UCC and loan documentation concepts

Demonstrated analytical and critical thinking ability

Excellent verbal and written communication skills

Proficient in Microsoft Word, Excel, Access, and other software products

Position requires a minimum of 3 years of relevant US based experience