NW Recruiting Partners · 3 months ago
Mortgage Lending Underwriter – Residential Loans (Non-QM & Jumbo)
Kirkland, WA, United States
Full-time
Onsite
Senior Level, Lead/Staff
$85K/yr - $100K/yr
8+ years expNW Recruiting Partners is a private lender specializing in financing for builders and developers. The Mortgage Lending Underwriter will review complex mortgage applications and make informed underwriting decisions while ensuring compliance with regulations and internal policies.
Staffing & Recruiting
Responsibilities
Review and analyze mortgage applications, financial documents, and credit reports
Assess borrower risk and make informed underwriting decisions
Ensure compliance with internal policies, investor guidelines, and federal regulations
Communicate decisions clearly to loan officers, processors, and other stakeholders
Review appraisals and property documentation for accuracy and adherence to lending standards
Recommend approval, denial, or restructuring based on risk analysis
Stay informed on industry updates, underwriting trends, and regulatory changes
Identify appropriate “take out” loan programs for applicable files
Collaborate with internal teams to support efficient loan processing
Qualification
Required
At least 8 years of experience in mortgage underwriting (including conventional, non-QM, and construction loans)
Bachelor's degree or equivalent experience in finance or related field
Strong knowledge of underwriting principles, risk assessment, and industry regulations
Proficient in Encompass, DU, and LP systems
Excellent analytical, communication, and problem-solving skills
Detail-oriented with the ability to meet deadlines under pressure
Benefits
Medical, Dental, and Vision Insurance
Annual bonus
Employee stock options
401k with a 3% match
Company
NW Recruiting Partners
We are a full-service boutique recruiting firm based on the West Coast, catering to a diverse range of clients, from start-ups to Fortune 500 corporations.
11-50 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase