Senior Credit Analyst jobs in United States
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Eastman · 7 hours ago

Senior Credit Analyst

Eastman is a global specialty materials company committed to enhancing quality of life through innovative products. They are seeking a detail-oriented Senior Credit Analyst to assess creditworthiness, analyze financial data, and provide insights for credit decisions while collaborating with commercial leaders.

Advanced MaterialsChemicalManufacturing

Responsibilities

Assess the credit worthiness of public and privately held companies through financial analysis, market data and other available information
Partner with financial and commercial teams to understand and optimize reward/risk tradeoffs in counterparty relationships to drive decisions aligned with Eastman’s risk philosophy
Recommend and approve credit limits based on credit risk profile
Leverage data, automation, and emerging technologies to streamline credit processes, improve risk assessments, and drive value-added insights
Build and maintain relationships with counterparties to support credit risk analysis and credit negotiations
Prepare and present credit information and insights to business leaders during monthly commercial meetings to support strategic decisions
Advise business leaders on strategies for managing high credit risk customers
Establish and monitor credit limits and payment terms based on customer risk profiles
Develop and execute effective collection strategies for select, strategic customers to optimize cash flow and reduce credit risk
Analyze customer payment patterns to identify areas for improvement
Participate in other special projects as needed
Track and stay abreast of market changes related to counterparty, industry and/or country developments that may impact counterparty’s creditworthiness

Qualification

Credit risk managementFinancial statement analysisData analysisMicrosoft Office SuiteWorking capital managementCommunication skillsNegotiation skillsProblem-solving skillsTime managementAttention to detail

Required

Bachelor's degree required
3+ years of experience in business or corporate setting required
Excellent communication, presentation and negotiation skills, with the ability to maintain professional relationships with customers
Strong analytical and problem-solving skills with attention to detail
Solid business acumen, particularly with financial literacy, market awareness and strategic thinking
Strong understanding of accounting principles to conduct in-depth financial statement analysis
Demonstrated ability to consider impact of decisions on other aspects of the business
Practical understanding of working capital management
Able to learn quickly when facing new situations
Excellent time management skills, able to prioritize tasks effectively and manage multiple requests to meet deadlines in a fast-paced environment
Proficient in Microsoft Office Suite of applications

Preferred

Degree in Business, Accounting, Finance or Supply Chain preferred
Experience analyzing financial statements is preferred
Prior experience in credit analysis or collections is preferred
Prior experience with bankruptcy or UCC filings is preferred
Experience preparing presentations and communications to senior leaders preferred

Company

Founded in 1920, Eastman is a global specialty materials company that produces a broad range of products found in items people use every day.

Funding

Current Stage
Late Stage
Total Funding
unknown
2021-06-09Acquired

Leadership Team

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Stephanie Yeap
APEX ERG Global Co-Chair & Co-Founder
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Ruben Rietveld
Segment CFO
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Company data provided by crunchbase