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Everwise Credit Union · 3 days ago

Mortgage Loan Originator

Avon, IN

Full-time

Hybrid

Entry Level

1+ years exp

Everwise Credit Union is seeking a Mortgage Loan Originator to assist members in understanding their financial goals and recommending suitable mortgage products. The role involves gathering financial information, submitting loan applications, and building relationships with business affiliates to drive credit union growth.

BankingFinanceFinancial Services

Growth Opportunities

Responsibilities

Present a professional image and demeanor when representing the Credit Union

Responsible for meeting minimum production and individual goals, as defined by the sales manager

Develop and manage a sales plan to generate new business opportunities

Develop and manage long-term relationships with local realtors, builders and other community partners

Develop relationships with branch managers, internal business partners, and other team members to cultivate business with existing and potential referral sources

Responsible for participating in Realtor and Builder associations to develop relationships within the community

Educate and advise members on the mortgage process and specific programs

Responsible for ongoing communication with member including guidance through the application process and status updates of the mortgage loan

Ability to complete a thorough, accurate loan application on the loan origination software, pull member’s credit information, reconcile all liabilities with member, send accurate information to automated underwriting system (DU), and obtain all required documentation

Responsible for complying with all state and federal regulations including, but not limited to, RESPA, HMDA, TRID and Fair Lending Practices and credit union policies and procedures

Maintain in depth knowledge of all Everwise products and services to promote and cross sell

Assumes additional responsibilities as necessary for the continued growth and advancement of the Credit Union

Qualification

Mortgage loan managementNMLS LicenseSales skillsEncompassFinancial products knowledgeInterpersonal skillsCommunication skillsAttention to detailTime managementOrganizational skills

Required

High School Diploma or GED

1+ year experience in a mortgage-related field

1+ year sales experience

Experience using a mortgage loan management system is required, Encompass experience highly preferred

Must be registered with an active NMLS License ID or meet registration requirements with the Nationwide Mortgage Licensing System to obtain NMLS License ID

Requires some travel for client meetings, networking, and real estate events

Excellent interpersonal and communication skills

Sales skills with ability to build internal and external relationships

Proficient use of Microsoft Office and mortgage systems applications, including but not limited to: Encompass and additional vendor website applications

Familiarity with secondary market underwriting guidelines and knowledge of automated underwriting system (DU)

High attention to detail, accuracy and organizational skills

Strong prioritization and time management skills

Comprehensive knowledge of financial institution products and services