Upstart · 1 hour ago
Software Engineer, Verifications
United States
Full-time
Remote
Mid Level
$142K/yr - $197K/yr
3+ years expUpstart is a leading AI lending marketplace focused on reducing the cost and complexity of borrowing. As a Software Engineer, you will build services to integrate new data sources and maintain scalable APIs, contributing to the enhancement of machine learning models.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Work closely with cross-functional teams to understand business goals and translate them into technical requirements
Develop robust, high-performance services that enable real-time data retrieval and decisioning
Optimize and refactor code for scalability and efficiency, ensuring low-latency responses
Maintain and evolve our API infrastructure to support the growing volume of products and integrations
Ensure the quality and reliability of ML models by writing unit and integration tests, participating in code reviews, and monitoring production systems
Qualification
Required
3+ years of professional software development experience building scalable public or consumer-facing web and/or mobile products displaying a passion for user-experience, and a product-first mindset
High level of proficiency coding in production with Python, Kotlin and/or Ruby on Rails
Exhibits a growth mindset - you're not afraid to pick up new technologies that are best for the task, and learn from others
Excellent communication skills, able to explain complex technical topics to non-technical stakeholders
Extreme ownership of your work with a problem solving mindset, comfortability persevering through ambiguity without delegating the hard part to others
Preferred
You thrive in environments where you are expected to think like an owner and make decisions like one
Excellent written and verbal communication skills. You are able to tailor your communication style to fit the needs of the audience
Contributes to the open-source community, educates others on software development best practices, or spends time outside of work staying up with the latest trends in modern software development
Knowledge of, or hands-on experience utilizing advanced CI/CD technologies with a focus on infrastructure/everything as code
You are the go-to person for an important domain on your current or previous team, and love to teach others about it
Benefits
Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
Health Savings Account contributions from Upstart for eligible plans
Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
Paid time off, sick and safe time, and company holidays
Paid family and parental leave to support caregiving and major life moments
Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
The Motley Fool
2026-01-23
Business Wire
2026-01-22
The Motley Fool
2026-01-03
Company data provided by crunchbase