Shin Yen Retail Property Management · 3 months ago
Finance Loan Officer
Chino, CA
Full-time
Onsite
Mid, Senior Level
$80K/yr - $86K/yr
5+ years expShin Yen Retail Property Management is a premier commercial real estate company seeking an experienced Financial Loan Officer to support their financing strategies and manage lending relationships. The role involves structuring, analyzing, and managing commercial real estate loans, requiring strong analytical skills and knowledge of credit and underwriting.
Property ManagementReal EstateReal Estate Investment
Responsibilities
Source, structure, and process commercial real estate loans, including acquisitions, refinancing, and recapitalizations
Collaborate with lenders to negotiate favorable loan terms and ensure compliance with lending policies
Prepare financing packages and supporting documentation for loan submissions
Evaluate borrower creditworthiness by analyzing financial statements, rent rolls, DSCR, LTV, and other key indicators
Conduct underwriting, risk assessments, and due diligence to support loan approvals
Monitor ongoing loan performance and identify potential risks or covenant breaches
Ensure compliance with regulatory and institutional lending requirements
Develop and maintain detailed financial models to support loan underwriting and investment decisions
Prepare credit memos, loan summaries, and periodic performance reports
Track and analyze portfolio metrics such as DSCR, NOI, LTV, IRR, and cash flow
Work closely with property management and accounting teams to validate financial data
Build and maintain strong relationships with banks, insurance lenders, and financial institutions
Serve as the primary point of contact for lenders during underwriting, closings, and ongoing reporting
Represent the company in lender meetings, investor presentations, and industry conferences
Utilize Yardi and other financial systems to manage loan data, payments, and compliance tracking
Ensure accuracy and integrity of all financial documentation
Recommend process improvements to enhance efficiency in loan administration and reporting
Qualification
Required
Bachelor's degree in Finance, Economics, Business Administration, or a related field (MBA or certifications a plus)
Minimum 5 years' experience in commercial lending, loan origination, or real estate credit analysis
Strong knowledge of commercial real estate lending practices, underwriting standards, and credit policy
Advanced Excel skills required; experience with Yardi and/or Argus strongly preferred
Proven ability to structure and close financing transactions
Excellent negotiation, communication, and relationship management skills
Highly organized, detail-oriented, and able to manage multiple transactions simultaneously
Preferred
MBA or certifications a plus
Experience with Yardi and/or Argus strongly preferred
Benefits
401(k)
Dental insurance
Health insurance
Life insurance
Paid time off
Vision insurance
Company
Shin Yen Retail Property Management
Shin Yen is a premier commercial real estate investment company that has developed, owned, and operated over 10M SF of real estate globally representing over $1B in total value.
11-50 employees
H1B Sponsorship
Shin Yen Retail Property Management has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
Funding
Current Stage
Early StageCompany data provided by crunchbase