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Chase · 3 months ago

Risk Management - Lead Credit Officer-Vice President

3424 Peachtree Rd Ne, Atlanta, GA, 30326, US

Full-time

Onsite

Mid, Senior Level

7+ years exp

JPMorgan Chase is a leading global financial services firm, and they are seeking a Lead Credit Officer - Vice President to join their Risk Management and Compliance team. In this role, you will collaborate with cross-functional teams to deliver credit solutions, manage a diverse credit portfolio, and assess financial and industry risks faced by clients.

BankingFinancial Services

Responsibilities

Utilize excellent credit analysis and financial modeling skills to perform due diligence in order to structure and recommend new transactions while maintaining an appropriate balance between risk and reward

Lead complex and time-sensitive leveraged finance transactions and LBOs, including the negotiation of legal documentation for bilateral, pro-rata, broadly syndicated, and direct lending structures

Independently manage the assigned credit portfolio on an ongoing basis while ensuring data integrity

Assess and process risk rating changes in a timely manner

Use critical reasoning to develop well-considered credit views, taking into account company-specific and industry risks

Clearly and concisely communicate and defend credit views to internal stakeholders and senior leadership

Serve as an effective challenge to the banking team in your role as second line of defense

Utilize strong time management skills and act with a sense of urgency to meet expectations and deadlines, driving deals to closure

Work with internal and external stakeholders in a proactive, constructive, and responsive manner to effectively manage and execute transactions

Convey a thorough understanding of credit policy and procedures

Contribute to the broader objectives of the Risk organization, including developing junior talent and participating in various projects and efficiency exercises

Qualification

Credit analysisFinancial modelingLeveraged finance transactionsNegotiation skillsCredit agreementsAccounting knowledgeProject managementIntellectual curiositySelf-directionMicrosoft OfficePrivate equity experienceInterpersonal skillsCommunication skillsProblem-solvingTime management

Required

BA/BS/BBA degree is required

Completion of a major corporate or commercial bank credit training program (or equivalent corporate banking/corporate finance experience) with a thorough understanding of bank credit policies and procedures

Minimum 7 years' experience in middle market and/or mid-corporate lending, including extensive credit analysis, structuring of leveraged finance transactions, and negotiation of loan documentation

Significant accounting and finance knowledge with superior financial modeling skills

Strong working knowledge of credit agreements and other loan documentation, along with solid negotiation skills

Demonstrated ability to problem-solve and think both critically and analytically

Proven ability to collaborate and build strong partnerships

Excellent organizational and project management skills with the ability to manage competing priorities under tight deadlines

Intellectual curiosity with a proven ability to learn quickly

Demonstrated ability to take initiative, self-direct, and work well under pressure

Excellent verbal, interpersonal, and written communication skills

Proficient with Microsoft office, including Excel and powerpoint

Experience working with portfolio companies and private equity firms