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Trimont · 7 hours ago

Director-Credit and Asset Management

Atlanta, GA

Full-time

Onsite

Mid, Senior Level

7+ years exp

Trimont is a specialized global commercial real estate loan services provider founded in 1988, focused on helping lenders and investors manage commercial real estate secured credit. The Director of Credit and Asset Management will oversee a diverse portfolio of complex debt investments, requiring interaction with top figures in commercial real estate finance and proactive management of financial evaluations and client reporting.

Commercial Real EstateCreditLending

Responsibilities

Analyze complex loan documents to ensure accurate implementation of loan terms across individual assets

Work with internal departments to facilitate precise asset servicing and prompt reporting

Oversee the draw process, ensuring compliance with credit document conditions for construction, leasing, and capital expenses

Manage the funding process in collaboration with lenders, their syndicates, co-lenders, and other financial parties

Evaluate lease proposals, creating recommendation reports for clients

Engage with external consultants, including legal experts, title agents, brokers, and construction advisors

Employ various technologies and applications to monitor property, borrower, and asset performance, conducting portfolio-level reviews

Organize and scrutinize monthly financial statements from borrowers and other required reports

Oversee the collection and examination of annual operating and capital budgets

Assess ongoing performance of operational properties through analysis of Rent Rolls, Operating Statements, and Collections

Verify proposed cash management distributions to ensure correct adherence to cash flow waterfalls

Routinely check for covenant compliance based on loan document criteria (e.g., Debt-Yield, Loan-to-Value, Debt Service Coverage Ratio)

Generate and maintain monthly asset reports and quarterly performance analyses

Coordinate with the tax and insurance team to oversee insurance coverage, tax payments, and escrow obligations

Approve annual operating and capital budgets, as well as tenant lease proposals

Mentor financial analysts, fostering their professional development

Qualification

Asset-based financeStructured creditFinancial analysisAdvanced ExcelReal estate knowledgeCuriosityClear communicationAttention to detailCollaborative mindset

Required

Bachelor's degree in finance, Accounting, Real Estate or related discipline required

7+ years of experience in asset-based finance or structured credit with an asset management firm, private equity firm, lender, owner / operator, servicer, rating agency, investment bank or broker is preferred

Strong analytical skills with demonstrable experience in analyzing quantitative and qualitative research

Excellent in clear and effective communications with the ability to engage with a diverse range of stakeholders

Motivated to excel in a collaborative, fast-paced environment, working with competing deadlines

Robust attention to detail

Demonstrates curiosity, with a commitment to continuous improvement

Advanced skills in Excel