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First United Bank · 8 hours ago

Commercial Loan Officer

Plano, TX

Full-time

Onsite

Mid Level

3+ years exp

First United Bank is a financial institution seeking a Commercial Loan Officer responsible for developing new business and managing an existing portfolio of commercial loans. The role involves underwriting, structuring, and closing loans while maintaining strong relationships with clients and adhering to financial policies.

BankingFinancial ServicesInsuranceLending

Responsibilities

Acquisition, expansion and retention of commercial relationships using a proactive calling strategy

Cross-sell ancillary products and services of the bank

Analyzes credit history of applicants and determines loan repayment capabilities

Negotiates credit terms, such as costs, loan repayment methods and collateral specifications

Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates

Evaluates potential customer loan requests and makes loan recommendations to management

Daily review, approval, and disposition of commercial overdrafts

Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary

Provides assistance and recommends training for new commercial loan officers

Develops new customer prospects and business for First United

Represents the bank in the local community through active participation in community affairs

Handles customer complaints and escalates issues as needed

Maintains cleanliness in and around work station

Recommends to supervisor possible methods to improve department

Completes all required compliance exams on a yearly basis

Adherence to all First United Policies and Procedures

Dresses professionally

Other duties as assigned by supervisor

Qualification

Commercial lending knowledgeBusiness development experienceCustomer service skillsProblem-solving skillsJudgmentDependabilityInterpersonal skillsCommunication skillsInitiative