Mortgage Loan Originator II jobs in United States
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RCB Bank · 3 months ago

Mortgage Loan Originator II

RCB Bank is committed to delivering exceptional service to its customers and communities. The Mortgage Loan Originator II will be responsible for generating loans, meeting with prospective borrowers, and ensuring compliance with lending guidelines while maintaining strong customer relationships.

BankingCommunitiesFinancial ServicesInsurance
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Growth Opportunities

Responsibilities

Generate loans from outside sales calls including, but not limited to real estate companies, builders, relocation companies, and the public
Meet with prospective borrowers, review and analyze credit and financial information, determine borrower financing objectives and goals, present appropriate products, programs, and disclosures as required
Collect supporting loan documents as required and provide a complete loan package to the operations team. Work with operations team to ensure all loan conditions and closing dates are met
Negotiate terms and conditions of loans with customers

Qualification

Mortgage lending experienceFHA guidelinesRESPA complianceNMLS registrationCustomer service experienceSales experienceInterpersonal skillsOrganizational skills

Required

High school diploma or GED
NMLS or the ability to obtain NMLS registration
Financial organizational skills and financial information understanding
Minimum of two (2) years of experience in mortgage lending functions
Customer service experience
Some sales experience, preferably in the mortgage industry
Good interpersonal and communication skills to generate referral business and leads
Self-motivated, organized, and able to prioritize tasks
Knowledge of FHA, FNMA, FHLMC, VA, and Rural Development guidelines
Knowledge regarding compliance with RESPA and MDIA

Preferred

Previous experience as a Mortgage Loan Originator

Benefits

Medical Plan
Prescription Drug Plan
Teladoc™
Dental Plan
Vision Plan
Flexible Spending Accounts (Healthcare & Dependent Care)
Life and AD&D Insurance
Disability Plans
Life Assistance Plan (EAP)
Multiple Supplemental Plans
Sick Leave
Paid Federal Holidays
Vacation and PTO
401(k)
ESOP

Company

RCB Bank

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RCB Bank works to become a strong and reliable financial institution within the community.

Funding

Current Stage
Late Stage

Leadership Team

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Brandi Doty
SVP, Chief Compliance Officer
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Nick Marks
Senior Vice President, Chief Risk Officer
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Company data provided by crunchbase