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Golden 1 Credit Union · 2 weeks ago

Home Loan Operations - Home Loan Processing Specialist

Sacramento, CA

Full-time

Onsite

Entry Level

$20/hr - $24/hr

2+ years exp

Golden 1 Credit Union is seeking a Home Loan Processing Specialist to organize and execute processes related to equity loans. The role involves coordinating loan transactions, maintaining compliance with regulations, and managing communication with members and Home Loan Advisors.

BankingFinanceFinancial Services

H1B Sponsor Likely

Hiring Manager

Desiree Thompson

Responsibilities

Coordinate and communicate information with Member, Home Loan Advisors and vendors for loan transactions

Coordinate the ordering of all title reports and follow up on appraisal orders. Review all documentation received for accuracy and determine if additional research or documentation is required

Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA, TRID and AML laws appropriate to the position

Review and calculate income, including tax returns and funds verification (assets) from documentation received in accordance with Golden 1’s policies/procedures and update the LOS (Loan Origination System) accordingly

Prepare and process equity loans and lines in accordance with internal policies and procedures as well as regulations related to Equity Lending

Review and evaluate credit documentation for compliance with Golden 1’s policies

Acquire and maintain knowledge of rules and regulations regarding equity lending

Complete Home Mortgage Disclosure Act (HMDA) information to include auditing information on closed out files to ensure accuracy

Maintain and respond to quality control issues

Perform functions in accordance with Golden 1’s performance competency standards

Perform other tasks as assigned

Qualification

Mortgage lending experienceRegulationsReal estate industry knowledgeLoan Origination System (LOS)Member relation skillsHigh volume telephone managementCommunication skillsInterpersonal skills

Required

Successful completion of High School curriculum is preferred. Additional work experience may be considered in lieu of a High School diploma

Two years in a financial institution

Maintain knowledge of real estate industry and Golden 1's policies/procedures & guidelines

Strong oral and written communication skills

Strong interpersonal skills

Strong member relation skills

Ability to manage high volume telephone contact

Attend training provided through seminars, webinars and weekly coaching as compliance, policies/procedures, or work processes dictate

Preferred

Mortgage lending experience preferred

Company

Golden 1 Credit Union

Glassdoor3.3

Golden 1 Credit Union is a financial cooperative that offers checking, savings, home loan, investment, insurance and online services.

Founded in 1933

Sacramento, California, USA

1001-5000 employees

https://www.golden1.com/

H1B Sponsorship

Golden 1 Credit Union has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2024 (1)

2022 (1)