Better · 1 day ago
Senior Underwriter - Texas
Irving, TX
Full-time
Onsite
Senior Level
5+ years expBetter is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. They are seeking a Senior Mortgage Underwriter with strong government loan experience to assess borrower financials and guide lending decisions while collaborating with cross-functional teams.
Consumer LendingFinTechLendingMortgagePropTechReal Estate
Responsibilities
Underwrite and decision FHA, VA, agency conforming, and jumbo residential mortgage loans
Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents
Review appraisal reports to identify and resolve any discrepancies discovered within
Conduct thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations to confirm loan eligibility
Calculate qualifying ratios, assess creditworthiness, and provide risk assessments
Work closely and effectively with cross-functional teams and departments on a daily basis
Qualification
Required
Must be located in Irving, Texas area
5+ years of recent experience underwriting FNMA, FHLMC, FHA, VA, and Non-Conforming mortgages
Active FHA DE and VA SAR designations required
Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
Ability to work well in a high pressure, fast paced environment
Must be able to carry a pipeline of 200+ loans
Ability to carry out requisite loan calculations (DTI, LTV, etc.)
Proven ability to thrive in a remote setting
Manage multiple loan files simultaneously in a high-volume setting
Strong written and verbal communication
The drive to build something new
Excellent attention to detail, the ability to work efficiently under pressure, and a deep understanding of loan processes are essential in this role
Preferred
HELOC experience a plus
Benefits
Day One Coverage – Your benefits begin on your first day, so you’re supported from the start
Nationwide Medical, Dental & Vision Coverage – Comprehensive plans that travel with you, wherever you are
Mental Health Support When You Need It – Immediate access to virtual therapy with licensed providers for you and your eligible dependents (ages 6+), with your first few visits covered at no cost!
Health Savings Account (HSA) – Includes an employer contribution to help you plan for healthcare expenses
Employer-Funded Dependent Care FSA – Support for childcare and/or dependent care costs
Disability & Life Insurance – Provided at no additional cost to give you added peace of mind
Flexible PTO – Time off when you need it, so you can recharge and focus on what matters most
Extra Perks & Discounts – Including pet insurance, savings programs, and more to support life beyond work
Company
Better
Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) is the first AI-native mortgage and home equity finance platform, and first fintech to fund more than $100B in loan volume.
1001-5000 employees
H1B Sponsorship
Better has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2024 (2)
Funding
Current Stage
Public CompanyTotal Funding
$1.62BKey Investors
SoftBankNovatorSoftBank Vision Fund
2025-04-14Post Ipo Debt· $155M
2023-08-23Post Ipo Equity· $37M
2023-08-23Post Ipo Debt· $528M
Leadership Team
Vishal Garg
Founder & CEO
Paula Tuffin
Chief Compliance Officer/General Counsel
Recent News
2025-12-20
HousingWire.com
2025-12-10
Company data provided by crunchbase