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OneMain Financial · 16 hours ago

VP/D, Credit Analytics

Irving, TX

Full-time

Hybrid

Senior Level, Lead/Staff

8+ years exp

OneMain Financial is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. They are seeking a VP/Director for their Credit Analytics team to help grow their auto business by leading the design and execution of consumer credit underwriting and pricing strategies, managing projects, and driving profitable business growth through data analysis and strategy optimization.

CreditFinanceFinancial ServicesInsuranceWealth Management

Responsibilities

Take lead to design, recommend, document, and execute consumer credit underwriting and pricing strategies via extracting and analyzing requisite historical customer performance data from multiple disparate systems

Define project scope, goals and deliverables that support business objectives in collaboration with management and stakeholders

Manage small to medium sized projects or significant portions of large complex projects, utilizing established project tools and methodologies, with minimal guidance

Proactively address changes in project scope, identify potential risks and devise contingency plans. Effectively communicate implementation expectations to team members and stakeholders in a timely and clear fashion

Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and decision tree analytical software to develop, test and execute analyses and reporting

Leverage traditional regression model and machine learning algorithm to understand the key drivers and estimate customer behaviors by different strategy treatment

Drive profitable business growth via developing strategy optimization framework with a full credit-cycle view

Independently complete analyses, draw conclusions, present results to all levels of leaders and influence business/strategy decision

May effectively prioritize competing initiatives across direct reports; translate strategic priorities into individual/team initiatives and manage expectations

Identify performance opportunities in team members and take the appropriate steps to improve the capabilities of the team

Qualification

Credit underwritingData analysisPeople managementSASSQLPythonDecision tree analysisInnovative problem solvingCollaboration

Required

Bachelor's degree (Graduate degree is a plus) in a quantitative discipline such as Engineering, Statistics, Economics, Business Management or Computer Science

8+ years of risk underwriting and implementation within a personal loan or cards portfolio; min of 3 years of auto loan experience required

5+ years of people management/leadership experience preferred

Innovative and capable of developing a highly analytical approach to solving problems

Advanced analytical skills using SAS, SQL, R or Python

Hands on experience with decision tree analyses and segmentation tools like CART, knowledge seeker, etc

Experience partnering horizontally and influencing other organizations such as technology, marketing, and operations