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Churchill Real Estate · 3 months ago

Private Credit Investment Analyst

Charlotte, NC

Full-time

Onsite

Mid Level

3+ years exp

Churchill Real Estate is seeking a Private Credit Investment Analyst to join their Originations team. The role involves evaluating the creditworthiness of loan applicants in the residential lending space, analyzing financial data, assessing risk, and making recommendations to maintain the integrity of the loan portfolio.

Real Estate Investment

Responsibilities

Review and analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of loan applicants

Evaluate the viability of proposed real estate investments, including property value, market conditions, and borrower experience

Prepare detailed credit memos with recommendations for loan approval or decline, ensuring alignment with company policies and risk appetite

Identify potential risks associated with loan applications and recommend appropriate risk mitigation strategies

Ensure all credit analysis and documentation comply with internal policies, industry standards, and regulatory requirements

Maintain accurate and organized records of credit decisions and supporting documentation

Stay informed of changes in regulations and best practices within the residential lending space

Collaborate with loan officers, processors, and other team members to gather necessary information and provide clear communication on credit decisions

Participate in meetings to discuss complex cases, share insights, and contribute to decision-making processes

Qualification

Credit analysisFinancial data interpretationResidential real estate knowledgeRisk assessmentAttention to detailOrganizational skillsWritten communicationVerbal communication