Raisin · 3 months ago
Senior Manager Fraud Strategy and Analytics US
New York
Full-time
Onsite
Senior Level, Lead/Staff
8+ years expRaisin is a leading fintech company specializing in savings and investment solutions. They are seeking a Senior Manager of Fraud Strategy and Analytics to safeguard their U.S. platform by managing fraud prevention and risk operations while collaborating with cross-functional teams to enhance operational efficiency.
BankingFinanceFinancial ServicesFinTechMarketplace
Responsibilities
Define and execute Raisin’s U.S. fraud strategy
Develop and refine fraud detection policies, rules, and processes
Apply advanced analytics and scripting (Python/SQL) to detect patterns in large datasets
Analyze fraud telemetry to uncover hidden or undetected activity
Build dashboards and performance metrics across payment channels
Present actionable insights to leadership and recommend ongoing improvements
Lead end-to-end fraud investigations, from detection through resolution
Drive conversations around fraud KPIs, fraud losses, and remediation trends
Oversee compliance with AML and KYC requirements, ensuring robust due diligence across the customer lifecycle
Implement enhanced monitoring for high-risk customers and transactions
Develop and maintain customer risk profiling frameworks to support onboarding, transaction monitoring, and suspicious activity escalation
Partner with compliance teams to identify and escalate unusual activity in line with regulatory standards
Design low-friction, custom risk rules for identity verification, account takeover protection, and transaction monitoring
Continuously back-test and adapt rules to evolving risks
Integrate risk findings into broader operational workflows
Design, implement, and deploy machine learning–based fraud models across the customer lifecycle (onboarding, KYC, bank account linking, payments, and ongoing account activity)
Leverage supervised and unsupervised learning techniques for anomaly detection, behavioral analytics, and transaction monitoring
Develop features from identity, device, behavioral, transaction, and network data
Partner with engineering and data teams to ensure high-quality data pipelines for real-time fraud detection
Translate model insights into practical fraud controls (rules, thresholds, decisioning strategies) that balance fraud prevention with customer experience
Work closely with Product, Engineering, Marketing, Payments, Customer Service to align models with operational workflows
Pilot next-generation fraud tools (e.g., behavioral biometrics, network graph analysis, federated learning) to strengthen defenses as Raisin’s product portfolio grows
Analyze payment and transaction telemetry to identify systemic risks
Measure risk exposure across methods, develop KPIs, and track control effectiveness
Provide data-driven insights to leadership for continuous improvement
Qualification
Required
8+ years' experience in fraud risk management, analytics, or financial crime within fintech, banking, or payments
Strong technical skills: Python, SQL, and experience building fraud detection dashboards and KPIs
Proven ability to design and deploy machine learning models for fraud and anomaly detection
Deep knowledge of fraud typologies, AML/KYC regulations, and compliance frameworks in the U.S
Experience leading fraud investigations, strategy design, and operational execution end-to-end
Skilled at risk profiling, transaction monitoring, and developing custom fraud rules
Strong cross-functional collaboration with compliance, engineering, product, and customer operations
Excellent communication and stakeholder management, with ability to present actionable insights to leadership
Demonstrated leadership and team management experience
Strategic, data-driven thinker who balances fraud prevention with customer experience in decision-making
Benefits
Flexible working hours and 28 vacation days, plus 13 public holidays per year.
Employee Development Budget of $2,200 and 4 full training days per year.
Access to Babbel for continuous learning.
Company 401k contribution of 5%.
Healthcare coverage contribution, including medical, dental and vision.
Commuter benefits and flexible working from home policy.
Regular team events and yearly Summer and Winter Party.
Company
Raisin
Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach.
501-1000 employees
Funding
Current Stage
Late StageTotal Funding
$304.92MKey Investors
M&G InvestmentsGoldman SachsHedosophia
2023-03-23Series E· $65.01M
2022-01-25Debt Financing· $33.91M
2021-01-01Series Unknown
Leadership Team
Tamaz Georgadze
Co-Founder and CEO
Kevin Mountford
Co-Founder Raisin UK
Recent News
2026-01-05
Financial Times
2026-01-05
Financial Sector Technology
2025-11-06
Company data provided by crunchbase