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M&T Bank · 4 hours ago

Senior Credit Underwriter, Equipment Finance

Irvine, CA

Full-time

Onsite

Mid, Senior Level

$41.62/hr - $69.36/hr

3+ years exp

M&T Bank is a financial institution that provides various banking services. They are seeking a Senior Credit Underwriter to evaluate and determine the credit risks of larger dollar sized loan and lease customers through detailed financial analysis and industry assessment.

Financial Services

H1B Sponsor Likely

Hiring Manager

Meredith Toman PHR

Responsibilities

Review and analyze all pertinent credit and financial information for MTEFC customers seeking larger and/or more complex equipment finance loans and leases

Make decisions on loan and lease requests within assigned authority

Determine the need for more thorough investigation or additional information from Sales or the customer

Based on analyses, prepare detailed write-ups, present facts, and offer opinions concerning creditworthiness of the customer following prescribed procedures

Assign an overall risk rating to the credit request

Assist in monitoring compliance to credit policy; comment on risks associated with non-compliance and inform management

Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite

Identify risk-related issues needing escalation to management

Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable

Complete other related duties as assigned

Qualification

Credit analysisFinancial statement analysisRisk assessmentAnalytical skillsCredit trainingSoftware proficiencyVerbal communicationWritten communication

Required

Bachelor's degree and a minimum of 3 years' related work experience, or in lieu of a degree, a combined minimum of 7 years' higher education and/or work experience, including a minimum of 3 years' related work experience

Proficiency with personal computers as well as pertinent software programs

Strong analytical skills

Preferred

Credit training

Strong verbal and written communication skills

Company

M&T Bank

Glassdoor3.6

Great companies have an enduring sense of purpose.

Founded in 1856

Buffalo, New York, US

10001+ employees

http://www.mtb.com

H1B Sponsorship

M&T Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (90)

2024 (116)

2023 (84)

2022 (103)

2021 (42)