Credit Risk Strategy & Analytics, Capital jobs in United States
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Stripe · 2 months ago

Credit Risk Strategy & Analytics, Capital

Stripe is a financial infrastructure platform for businesses, and they are seeking a key member for their Capital team. This role involves shaping the future of Stripe's credit policy by driving changes to the risk and underwriting framework, utilizing data assets to inform recommendations, and collaborating with cross-functional teams.

FinanceFinTechMobile PaymentsSaaS
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Comp. & Benefits
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H1B Sponsor Likelynote

Responsibilities

Architect and implement credit policies based on Stripe's proprietary data and selected industry data to target, price, and size capital products
Utilize your analytical and technical skills to provide credit risk recommendations, deliver insights, and support strategic business decisions
Collaborate with cross-functional teams, such as Product, Data Science, Engineering, and Capital Markets to shape new product development across different geographies and industries
Incorporate third-party data, including bureau, bank account, financial statements, and less traditional data, into our credit assessment
Analyze account activity and monitor portfolio trends to identify opportunities for Stripe to reduce potential credit losses
Help scale risk processes by working with partners to design and optimize outsourced workflows

Qualification

Credit analysisRisk managementSQLPythonData-driven problem-solvingRelationship managementCommunication skillsSelf-starter

Required

2-5 years of experience in credit analysis and underwriting
Bachelor's degree in finance, economics, statistics, or a related field
Experience in risk management, financial lending, or core credit risk management function
Strong analytical skills and a rigorous, data-driven approach to problem-solving
Experience working with both internal and external stakeholders and the ability to closely manage expectations and deliverables in a timely manner
Ability to thrive in an unstructured and fast-moving organization
Strong technical expertise, including SQL, excel, google sheets
Self-starter who can work independently

Preferred

Experience with quantitative tools such as Python, R, or Stata
Master's degree in finance, economics, statistics, or a related field
Superior communication and relationship management skills
Experience with credit scoring models
Experience working with machine learning teams
Ability to communicate results clearly with a focus on driving impact

Company

Stripe is an API technology company that provides online payment processing and commerce solutions for Internet businesses.

H1B Sponsorship

Stripe has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (272)
2024 (283)
2023 (141)
2022 (379)
2021 (276)
2020 (111)

Funding

Current Stage
Late Stage
Total Funding
$9.44B
Key Investors
Tiger Global ManagementThrive CapitalFounders Fund
2025-02-27Secondary Market
2024-04-12Secondary Market· $694.16M
2024-03-01Series Unknown

Leadership Team

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Steffan Tomlinson
CFO
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Aitor Guevara
Head Of Engineering
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Company data provided by crunchbase