LendingClub · 1 day ago
Sr Director, Consumer Credit Risk & Investor Analytics
San Francisco, CA
Full-time
Hybrid
Senior Level, Lead/Staff
$211K/yr - $245K/yr
10+ years expLendingClub is the leading digital marketplace bank in the U.S., committed to helping members achieve their financial goals. They are seeking a Sr Director, Consumer Credit Risk & Investor Analytics to lead credit risk management oversight across consumer lending portfolios and provide independent review of capital stress testing and credit loss allowance processes.
Consumer LendingCreditFinanceFinancial ServicesFinTechLendingPeer to PeerPersonal Finance
Hiring Manager
Kat Greco
Responsibilities
Lead a team of analytics professionals to stay abreast of asset performance and credit practices, both within the Bank and across the fintech peer group
Generate performance insight into each institutional investor’s credit portfolio including credit profile, credit performance, asset yield and servicing metrics. Lead periodic reviews and discussions with institutional investors
Stay informed on all credit extension, pricing and collections strategy proposals within LendingClub’s consumer bank. Ensure safe & sound lending in the personal loan business segment
Lead the development of preventive & detective control systems and robust early warning and performance monitoring mechanisms. Ensure monitoring is in place for each individual investor’s credit portfolio, including processes for management of credit risk with established standards
Ensure timely and accurate completion of all investor reporting from the perspective of credit and asset performance
Provide leading-edge credit risk identification & mitigation, with forward-looking & actionable insight for management. Provide thought leadership and partner with cross-functional groups to evaluate new initiatives, including valuations for portfolio acquisitions or sales
Participate in investor roadshows and meetings to provide insights into upcoming product features and credit strategy enhancements, and their impact on portfolio metrics such as losses and returns
Consume industry, competitor and macro-economic data and glean insights into LC’s competitive position and impact on portfolio performance
Participate in industry roundtables to keep abreast of industry standards and best practices
Facilitate regulatory exams
Manage a team of analysts and managers while fostering a dynamic, equitable, inclusive, high performing learning culture
Qualification
Required
10+ years of progressive management experience in financial services and credit risk management, with an emphasis on unsecured consumer lending
You are a functional consumer credit practitioner with strong analytical skills, seasoned credit judgment, keen understanding of value drivers and domain knowledge in consumer credit risk management
Rigorous analyst, adept synthesizer, and articulate written & verbal communicator
Effective collaborator, negotiator, and team player, with a versatile interpersonal and influencing style
Operator with keen attention to detail, results-orientation and strategic mindset with creative problem-solving skills
High level of proficiency with SQL, Python & Tableau. Familiar with allowance for credit loss and capital stress testing processes
Bachelor's degree or higher in a quantitative discipline (engineering, finance, economics); or equivalent work experience
Benefits
Medical, dental and vision plans for employees and their families
401(k) match
Health and wellness programs
Flexible time off policies for salaried employees
Up to 16 weeks paid parental leave
Company
LendingClub
Since our founding in 2007, we have transformed the banking industry by bringing a traditional credit product - the installment loan - online and we’ve been on the fast track ever since.
1001-5000 employees
H1B Sponsorship
LendingClub has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2023 (3)
2022 (26)
2021 (19)
2020 (106)
Funding
Current Stage
Public CompanyTotal Funding
$392.23MKey Investors
Kleiner PerkinsUnion Square VenturesFoundation Capital
2017-04-09Post Ipo Equity
2014-12-11IPO
2014-08-22Series Unknown
Leadership Team
Drew LaBenne
Chief Financial Officer
Scott Sanborn
Chief Operating Officer & Chief Marketing Officer
Recent News
p2p-banking.com
2025-12-24
2025-11-24
Company data provided by crunchbase