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JBA International · 5 months ago

Mortgage Loan Compliance Analyst

Chatsworth, California, US

Full-time

Onsite

Entry, Mid Level

$75K/yr - $90K/yr

2+ years exp

JBA International is a cutting-edge wholesale mortgage lender specializing in Non-QM products. They are seeking a Mortgage Loan Compliance Analyst responsible for ensuring compliance with federal, state, and investor guidelines throughout the mortgage lifecycle by auditing loan files and monitoring regulatory changes.

ConsultingHealth CareLegalProfessional Services

Diversity & Inclusion

No H1B

U.S. Citizen Only

Responsibilities

Conduct detailed post-closing audits of mortgage loan files to ensure compliance with regulations such as RESPA, TILA, TRID, HMDA, ECOA, and Fair Lending laws

Analyze loan disclosures, closing documents, and underwriting decisions for accuracy and completeness

Stay current with regulatory changes and communicate their impact to relevant departments

Support internal and external audits and regulatory examinations by preparing reports, gathering documentation, and addressing findings

Collaborate with loan officers, processors, and underwriters to ensure corrective actions and process improvements are implemented

Identify potential compliance risks and provide recommendations to minimize regulatory exposure

Assist with the creation and delivery of compliance training programs for staff

Maintain up-to-date knowledge of investor and agency guidelines (e.g., Fannie Mae, Freddie Mac, FHA, VA)

Utilize compliance software tools and loan origination systems (LOS) such as Encompass or Calyx

Qualification

Mortgage loan complianceFederalState regulationsRegulatory reporting (HMDA)Compliance software toolsLoan origination systems (LOS)Analytical skillsAttention to detailCommunication skills